2948 Studio Dr, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2948 Studio Dr, Cayucos, CA 93430 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1959
Square Footage	1,703 sqft Living Area
Lot Size	9,600 sqft (0.22 acres)
Occupancy	Owner Occupied
Tax Bill	$4,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`064-275-034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,703 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood Construction
Lot Area	9,600 sqft (0.22 acres)
Parking Spaces	1 Parking Spaces

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2948 STUDIO DR
City	CAYUCOS
State	CA
Zip	93430-1922
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TR 1078 PTN LT 9
Legal Subdivision	MORRO STRAND 05
Legal Tract	1078
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Minor Civil Division	NORTH COAST
Census Blockgroup	2
Census Block	2030
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-275-034

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2948 STUDIO DR, CAYUCOS, CA 93430-1922
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 22, 2014
Transfer Doc	0000015963
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2948 STUDIO DR, CAYUCOS, CA 93430-1922
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2948 STUDIO DR, CAYUCOS, CA 93430-1922

Mortgage

Document Number	0000046391
Date	Aug 31, 2020
Instrument	2020046391

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$407,651 (+2%) Land $265,674 Building $141,977
2025	$4,270.00 (+2.01%)	$399,659 (+4.04%) Land $260,465 Building $139,194
2023	$4,186.00 (+1.75%)	$384,141 Land $250,351 Building $133,790
2022	$4,114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 28% of California
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.