2948 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2948 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,699 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$282,720 (2021)
Tax Bill$5,939.00 (2025)

Property Details

APN / Parcel Number

Primary APN202631342900011820

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,699 sqft Heated Area
Gross Area2,304 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
FenceFence
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2948 NOTTEL DR
CitySAINT CLOUD
StateFL
Zip34772-8766
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 182
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase3
Legal Tract3429
Legal Lot Number182
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631342900011820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Line of Credit
MOVEMENT MORTGAGE
Jul 27, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 26, 2021Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Deed Doc Number2021011307
Deed Book / Page5877 / 1446
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766

Mortgage

Document Number0064872645
DateOct 11, 2023
Book Page6487/2645
Instrument2023133791
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766

Mortgage

Document Number0064470087
DateJul 27, 2023
Book Page6447/87
Instrument2023096801
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueFeb 01, 2051

January 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 26, 2021
Property Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766
Document Number0058771446
Book / Page5877 / 1446
Map ReferenceMB 29 PG 5-8
Instrument DateJan 22, 2021
Instrument2021011307
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,979.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2948 NOTTEL DR, SAINT CLOUD, FL 34772-8766

Mortgage

Document Number0058771448
DateJan 26, 2021
Instrument5877/1448
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,939.00 (+6.82%) Homeowner's exemption$299,989 (+5.99%)$322,800 (+0.84%) Land $75,000 Building $247,800
2023$5,560.00 (+2.68%) Homeowner's exemption$283,044 (+3%)$320,100 (+16.48%) Land $70,000 Building $250,100
2022$5,415.00 Homeowner's exemption$274,800 Land $60,000 Building $214,800$274,800 Land $60,000 Building $214,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 518 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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