2948 Noah Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2948 Noah Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,478 sqft Heated Area
Lot Size	6,142 sqft (0.141 acres)
Occupancy	Owner Occupied
Last Sale	$380,000 (2023)
Tax Bill	$4,366.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128095`
Alternative APNs	`222630007400011180` `222630276400011180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,478 sqft Heated Area
Gross Area	1,896 sqft Gross Area
1st Floor	1,478 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,142 sqft (0.141 acres)
Depth X Width	105 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Area	312 sqft Pool
Deck Area	505 sqft Deck
Porch	Open Porch
Porch Area	18 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128095
Old Parcel Number	222630276400011180
Street Address	2948 NOAH CIR
City	SAINT CLOUD
State	FL
Zip	34772-8524
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 4 PB 11 PG 53-54 LOT 118
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	4
Legal Tract	74
Legal Block	1
Legal Lot Number	118
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 128095

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	2948 NOAH CIR, SAINT CLOUD, FL 34772-8524
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 01, 2023 · Amount on Record
Deed Sale	Jun 01, 2023 · Amount on Record
Prior Sale	Dec 01, 2004 · Amount on Record
Deed Doc Number	2023070222
Deed Book / Page	6417 / 269
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 01, 2023
Property Address	2948 NOAH CIR, SAINT CLOUD, FL 34772-8524
Document Number	0064170269
Book / Page	6417 / 269
Map Reference	MB 11 PG 53&54
Instrument Date	May 05, 2023
Instrument	2023070222
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	FLORIDA TITLE PROS, FLORIDA TITLEPROS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 HIDDEN PALM CIR APT 204, 204, KISSIMMEE, FL 34747-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2948 NOAH CIR, SAINT CLOUD, FL 34772-8524

Mortgage

Document Number	0006417275
Date	Jun 01, 2023
Instrument	6417/275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (+282.65%) Homeowner's exemption	$286,800 (+171.85%) Land $65,000 Building $221,800	$286,800 (-2.58%) Land $65,000 Building $221,800
2023	$1,141.00 (+5.06%) Homeowner's exemption	$105,501 (+3%)	$294,400 (+14.55%) Land $60,000 Building $234,400
2022	$1,086.00 Homeowner's exemption	$102,429	$257,000 Land $55,000 Building $202,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.