2948 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2948 Madison Rd, Cincinnati, OH 45209

Property Summary

Property Type	Apartments (5+ Units)
Details	18,300 sqft · built 1964
Lot Size	0.545 acres (23,740 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Oct 2000)
Tax Bill	$32,962 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-0001-0022-00`

Property Details

APN / Parcel Number

Primary APN	`040-0001-0022-00`

Interior

Total Rooms	8 Rooms
Units	60 Units
Stories	3 Stories
Building Area	18,300 sqft
Basement Area	6,100 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	23,740 sqft (0.545 acres)
Lot Dimensions	239 ft deep x 101 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2948 MADISON RD
City	CINCINNATI
State	OH
Zip	45209-2068
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM12
Legal Description	2948 MADISON 101.11 X 239.93 IRR PT LOT 4 DRAKES EST PARS 22-110
Legal Subdivision	DRAKES EST
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	5200

Owner

2948 Madison Rd, a residential property, is owned by a company that acquired it in June 2026.

Source: Hamilton County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	3536 EDWARDS RD, 200, CINCINNATI, OH 45208-1358
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Construction Mortgage CENTRAL BANK & TRUST COMPANY
Jan 31, 2024	Deed of Trust, Mortgage THE HARRY AND LINDA FATH 2009 FAMILY TRU
Jan 23, 2020	Loan Modification, Mortgage US BK
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2000 · Amount on File
Deed Sale	Oct 26, 2000 · Amount on File
Deed Document Number	2000167488
Deed Book / Page	8405 / 1897
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000048469
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2026
Property Address	2948 MADISON RD, CINCINNATI, OH 45209-2068
Document Number	0000048469
Book / Page	15689 / 821
Instrument Date	Jun 9, 2026
Instrument	202648469
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000048470,
Date	Jun 17, 2026
Instrument	202648470

Lender

Name	CENTRAL BANK & TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2948 MADISON RD, CINCINNATI, OH 45209-2068
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006643
Date	Jan 31, 2024
Book Page	15093/458
Instrument	2024-0006643

Lender

Name	THE HARRY AND LINDA FATH 2009 FAMILY TRU
Type	Private Party
Address	416 STRAFER ST, CINCINNATI, OH 45226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 31, 2053

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	2948 MADISON RD, CINCINNATI, OH 45209-2068
Document Number	0000015638
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 WALLACE AVE CINCINNATI OH 452262052, CINCINNATI, OH 45226-2052

Mortgage

Document Number	0000015638
Date	Feb 14, 2020
Book Page	014105/000811
Instrument	15638

Lender

Name	US BK
Type	Bank
Address	425 WALNUT ST # 8TH, CINCINNATI, OH 45202-3944

Agreement

Amount	Amount on Record
Term	24 Months
Due	Feb 13, 2022

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2948 MADISON RD, CINCINNATI, OH 45209-2068
Document Number	0000007592
Book / Page	013340 / 000318
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000007592
Date	Jan 25, 2017
Book Page	013340/000318
Instrument	7592

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2948 Madison Rd was $32,962, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,962.00 (+0.67%)	$397,517 (+%) Land $34,983 Building $362,534	$1,135,760 Land $99,950 Building $1,035,810
2024	$32,741.00 (+0.26%)	$397,515 (-) Land $34,982 Building $362,533
2023	$32,657.00 (+19.05%)	$397,515 (+31.4%) Land $34,982 Building $362,533	$1,135,760 Land $99,950 Building $1,035,810
2022	$27,431.00	$302,526 Land $30,611 Building $271,915
2020			$864,360 Land $87,460 Building $776,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2948 Madison Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2948 Madison Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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