2948 Harbison Rd, Cedarville, OH 45314 Property Records

Greene County property record for 2948 Harbison Rd, Cedarville, OH 45314

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,169 sqft · built 1996
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2011)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-0001-0018.0-0044.00`

Property Details

APN / Parcel Number

Primary APN	`D08-0001-0018.0-0044.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	2,169 sqft
Basement Area	759 sqft
Finished Basement	759 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2948 HARBISON RD
City	CEDARVILLE
State	OH
Zip	45314-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 879 EAST SIDE 2948 HARBISON RD
Legal Subdivision	HARBISON
Jurisdiction	GREENE OH
Township / Civil Division	CEDARVILLE
Census Block Group	2
Census Block	2000
Census Tract	260100

Owner

2948 Harbison Rd is owned and occupied by an individual who bought it in August 2011.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2948 HARBISON RD, CEDARVILLE, OH 45314-9446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2011 · Amount on File
Deed Sale	Aug 12, 2011 · Amount on File
Deed Document Number	201113602
Deed Book / Page	3160 / 224
Prior Transfer Date	Jul 1, 2009
Prior Transfer Doc	0000013751
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2948 HARBISON RD, CEDARVILLE, OH 45314-9446
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013307
Date	Jun 2, 2021
Instrument	2021013307

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2948 HARBISON RD, CEDARVILLE, OH 45314-9446
Document Number	0000009080
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2948 HARBISON RD CEDARVILLE OH 453149446, CEDARVILLE, OH 45314-9446

Mortgage

Document Number	0000009080
Date	May 22, 2020
Instrument	9080

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 21, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2948 Harbison Rd was $4,246, down 8.6% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Cedarville Township
Unified School District	Cedar Cliff Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (-8.55%)	$113,210 (-) Land $17,670 Building $95,540
2024	$4,643.00 (-0.79%)	$113,210 (-) Land $17,670 Building $95,540
2023	$4,680.00 (+10.3%)	$113,210 (+31.03%) Land $17,670 Building $95,540	$323,440 Land $50,480 Building $272,960
2022	$4,243.00	$86,400 Land $15,140 Building $71,260
2020			$246,880 Land $43,270 Building $203,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2948 Harbison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2948 Harbison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cambium Fixed Wireless	40 / 20
Point Broadband Fixed Wireless	25 / 4

May also be available: T-Mobile.

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