2948 Gardenview Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2948 Gardenview Rd, Cottondale, FL 32431

Property Summary

Property Type	Pasture
Details	6 bd · 4 ba · 3,592 sqft · built 1983
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$535 (2025)
Deeds & Mortgages	Jul 2019 Sale Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-3N-11-0000-0010-0020`

Property Details

APN / Parcel Number

Primary APN	`05-3N-11-0000-0010-0020`
Alternative APN	`11 N 305000000100020`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	3,592 sqft Gross Area
1st Floor Area	2,944 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	400 sqft
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	2948 GARDENVIEW RD
City	COTTONDALE
State	FL
Zip	32431-7738
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	W1/2 OF E1/2 OF NE1/4 LESS ROAD...OR 272 P 528,750,751 OR 305 P 179 OR 176 P 620 OR 1617 P 376 OR 1841 P 517 LIFEITME ESTATE
Legal Range	11W
Legal Township	03N
Legal Section	05
Legal Subdivision	LIFEITME ESTATE
Legal Block	20
Legal Lot Number	10
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2015
Census Tract	211100

Owner

2948 Gardenview Rd, an agricultural property, is owned by two individuals who acquired it in July 2019.

Source: Jackson County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 GARDEN LN, FAYETTEVILLE, TN 37334-6743
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 15, 2019
Transfer Doc	0016170376
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 18, 2019
Property Address	2948 GARDENVIEW RD, COTTONDALE, FL 32431-7738
Document Number	0016170374
Book / Page	001617 / 000374
Instrument Date	Jul 15, 2019
Instrument	32008704
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2948 GARDENVIEW RD COTTONDALE FL 324317738, COTTONDALE, FL 32431-7738

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 18, 2019
Property Address	2948 GARDENVIEW RD, COTTONDALE, FL 32431-7738
Document Number	0016170376
Book / Page	001617 / 000376
Instrument Date	Jul 15, 2019
Instrument	32008705
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2948 GARDENVIEW RD COTTONDALE FL 324317738, COTTONDALE, FL 32431-7738

Tax Assessment & Valuation

The 2025 property tax bill for 2948 Gardenview Rd was $535, up 4.9% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00 (+4.9%)	$67,903 (+1.46%)	$201,034 (-1.67%) Land $52,060 Building $148,974
2024	$510.00 (-46.6%) Homeowner's exemption	$66,927 (-43.31%)	$204,438 (+16.1%) Land $12,060 Building $192,378
2023	$955.00 (+110.35%) Homeowner's exemption	$118,054 (+84.49%)	$176,092 (+55.97%) Land $21,657 Building $154,435
2022	$454.00 Homeowner's exemption	$63,989	$112,902 Land $11,055 Building $101,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2948 Gardenview Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2948 Gardenview Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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