2948 E 3190 S, Saint George, UT 84790 Property Records

Washington County property record for 2948 E 3190 S, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,779 sqft · built 2014
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SG-MUL-4-54`

Property Details

APN / Parcel Number

Primary APN	`SG-MUL-4-54`
Alternative APN	`0920749`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
Gross Area	3,994 sqft
Attic	Attic
Attic Area	1,444 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Concrete
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	722 sqft
Porch	Covered Slab
Porch Area	385 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0920749
Street Address	2948 E 3190 S
City	SAINT GEORGE
State	UT
Zip	84790-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MULBERRY EST 4 (SG) LOT: 54
Legal Subdivision	MULBERRY ESTATES PH 4
Legal Lot Number	54
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1104
Census Tract	271702

Owner

2948 E 3190 S is owned and occupied by two individuals.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2948 E 3190 S, SAINT GEORGE, UT 84790-5119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARTWAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2948 E 3190 S, SAINT GEORGE, UT 84790-5119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045443
Date	Nov 9, 2017
Instrument	20170045443

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2948 E 3190 S, SAINT GEORGE, UT 84790-5119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE GATE TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000553
Date	Jan 6, 2020
Instrument	20200000553

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2948 E 3190 S was $2,821.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,545 Land $145,750 Building $278,795	$771,900 Land $265,000 Building $506,900
2025	$2,821.00
2023	$2,884.00	$430,925	$783,500 Land $275,000 Building $508,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2948 E 3190 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2948 E 3190 S is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20

May also be available: SC Broadband.

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