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2948 Caroline Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2948 Caroline Ave, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage784 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$93,000 (2018)
Tax Bill$3,370.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 48.14-11-24
Alternative APN
  • 280004801400110240000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area784 sqft Living Area
1st Floor784 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 2000
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,454 sqft (0.24 acres)
Depth X Width144 ft x 72 ft Depth x Width
Porch Area250 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address2948 CAROLINE AVE
CitySCHENECTADY
StateNY
Zip12306-1606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,ADD SIEGEL-112-113 2.-156-12.9
Legal SubdivisionMATHEW SIEGEL
Legal Block11
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1014
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.14-11-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2948 CAROLINE AVE, SCHENECTADY, NY 12306-1606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
May 16, 2017Deed of Trust, Mortgage
TRUSTCO BANK
Nov 09, 2018Grant Deed, Transfer
KEYBANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2018 · Amount on Record
Deed SaleNov 09, 2018 · Amount on Record
Deed Doc Number201849810
Deed Book / Page1999 / 680
Prior Transfer DateJul 15, 2016
Prior Transfer Doc0000033946
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2948 CAROLINE AVE, SCHENECTADY, NY 12306-1606
Transaction TypeMortgage
Record UpdatedJul 02, 2021
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2948 CAROLINE AVE, SCHENECTADY, NY 12306-1606

Mortgage

Document Number0000028729
DateJun 21, 2021
Book Page5111/711
Instrument202128729
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2948 CAROLINE AVE, SCHENECTADY, NY 12306-1606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021702
DateMay 16, 2017
Book Page4760/567
Instrument201721702
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateNov 09, 2018
Property Address2948 CAROLINE AVE, SCHENECTADY, NY 12306-1606
Document Number0000049810
Book / Page001999 / 000680
Instrument DateOct 17, 2018
Instrument49810
Transaction TypeTransfer
Record UpdatedNov 28, 2018
Title CompanyNORTHEAST TITLE AND ABSTRACT COMPANY, NORTHEAST TITLE & ABSTRACT CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 TERRY AVE SCHENECTADY NY 123034811, SCHENECTADY, NY 12303-4811

Mortgage

Document Number49811
DateNov 09, 2018
Book Page004877/000689
Instrument49811
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,370.00$84,000 (-) Land $14,400 Building $69,600$129,200 (+16.92%) Land $22,149 Building $107,051
2023$84,000 Land $14,400 Building $69,600$110,500 Land $18,943 Building $91,557

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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