Winneshiek County property record for 2948 Austin Rd, Ridgeway, IA 52165
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 1,708 sqft · built 2007 |
| Lot Size | 14 acres (611,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,500 (Mar 2020) |
| Tax Bill | $4,780 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092430003800 |
| Primary APN | 092430003800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Basement Area | 1,708 sqft |
| Finished Basement | 1,325 sqft |
| Unfinished Basement | 383 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 611,147 sqft (14 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Deck Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 2948 AUSTIN RD |
|---|---|
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-8589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 1-C, 2-C & 4-C E 1/2 SW 1/4 & LOT 2 BLK 3 PLANTATION COUNTRY VIEW 2ND ADDN (NE SW) & LOT 1-3-4 NW SW |
| Legal Range | 10W |
| Legal Township | 98N |
| Legal Section | 24 |
| Legal Block | 3 |
| Legal Lot Number | 1-4,1-C |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 950100 |
2948 Austin Rd, a rural home, is owned and occupied by an individual who bought it in March 2020.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2948 AUSTIN RD, RIDGEWAY, IA 52165-8589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2018 | Deed of Trust, Mortgage CRESCO B&T CO |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK |
| Mar 20, 2020 | Legal Action/Court Order, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on File |
| Deed Sale | Mar 20, 2020 · Amount on File |
| Deed Document Number | 2020820 |
| Deed Book / Page | 2020 / 820 |
| Prior Transfer Date | Mar 7, 2020 |
| Prior Transfer Doc | 002020/820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2948 AUSTIN RD, RIDGEWAY, IA 52165-8589 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000580 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 0000002018/0000000580 |
| Instrument | 000000000580 |
| Name | CRESCO B&T CO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2948 AUSTIN RD, RIDGEWAY, IA 52165-8589 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2852 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 2020/2852 |
| Instrument | 2020 2852 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2948 AUSTIN RD, RIDGEWAY, IA 52165-8589 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021/917 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 2021/917 |
| Instrument | 2021 0917 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Mar 20, 2020 |
| Property Address | 2948 AUSTIN RD, RIDGEWAY, IA 52165-8589 |
| Document Number | 002020/820 |
| Book / Page | 2020 / 820 |
| Instrument Date | Mar 7, 2020 |
| Instrument | 2020 0820 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2948 AUSTIN RD, RIDGEWAY, IA 52165-8589 |
The 2026 property tax bill for 2948 Austin Rd was $4,780 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,780.00 | $420,610 (-) Land $36,480 Building $384,130 | $420,610 (-) Land $36,480 Building $384,130 |
| 2025 | $4,780.00 (+7.51%) Homeowner's exemption | $420,610 Land $36,480 Building $384,130 | $420,610 Land $36,480 Building $384,130 |
| 2024 | $4,446.00 | ||
| 2023 | $356,970 (+15.67%) Land $26,940 Building $330,030 | $356,970 Land $26,940 Building $330,030 | |
| 2022 | $4,330.00 Homeowner's exemption Additional exemption filed | $308,600 Land $21,700 Building $286,900 | |
| 2021 | $308,600 Land $21,700 Building $286,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2948 Austin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2948 Austin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 300 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
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