Polk County property record for 2947 Pearson Falls Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 999 sqft · built 1990 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (May 2016) |
| Tax Bill | $1,324 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | P15-16 |
| Primary APN | P15-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 999 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 54068 |
|---|---|
| Street Address | 2947 PEARSON FALLS RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | .65 ACRE, P15 MAP P15 |
| Legal Subdivision | MAP P15 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2947 PEARSON FALLS RD, SALUDA, NC 28773-9826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on Record |
| Deed Sale | May 17, 2016 · Amount on Record |
| Prior Sale | Sep 19, 1989 |
| Deed Document Number | 20164603520003 |
| Deed Book / Page | 419 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 2947 PEARSON FALLS RD, SALUDA, NC 28773-9826 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 458/2222 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 458/2222 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,324.00 (+1.3%) | $224,337 (-) Land $58,500 Building $165,837 | $224,337 (-) Land $58,500 Building $165,837 |
| 2025 | $1,307.00 (+9.92%) | $224,337 (+30.9%) Land $58,500 Building $165,837 | $224,337 (+30.9%) Land $58,500 Building $165,837 |
| 2023 | $1,189.00 | $171,385 Land $39,000 Building $132,385 | |
| 2021 | $171,385 Land $39,000 Building $132,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
No cell data coverage reported
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