Charlotte County property record for 29460 Pine Villa Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,302 sqft · built 2006 |
| Lot Size | 5 acres (217,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Oct 2003) |
| Tax Bill | $4,148 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 402312427001 |
| Primary APN | 402312427001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| Gross Area | 4,650 sqft |
| 1st Floor Area | 2,302 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,799 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 560 sqft |
| Pool Area | 364 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 1,044 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00909490519009 |
|---|---|
| Street Address | 29460 PINE VILLA CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHC |
| Legal Description | PINE RIDGE ESTS TRACT 15 5 AC. M/L SUBJ TO RD EASE ON N 30 FT POA2175/967 2328/1477 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 12 |
| Legal Subdivision | PINE RIDGE ESTS |
| Legal Tract | 15 |
| Legal Lot Number | T15 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 10200 |
29460 Pine Villa Cir is owned and occupied by an individual who bought it in October 2003.
Source: Charlotte County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29460 PINE VILLA CIR, PUNTA GORDA, FL 33982-8256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Dec 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2003 · Amount on File |
| Deed Sale | Oct 21, 2003 · Amount on File |
| Deed Book / Page | 2328 / 1477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 22, 2026 |
| Property Address | 29460 PINE VILLA CIR, PUNTA GORDA, FL 33982-8256 |
| Document Number | 0003685735 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 20263685735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 29460 PINE VILLA CIR, PUNTA GORDA, FL 33982-8256 |
| Document Number | 0003685735, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20263685735 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 29460 PINE VILLA CIR, PUNTA GORDA, FL 33982-8256 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | ALL COAST TITLE LLC, ALL COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0048580415 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 4858/415 |
| Instrument | 3009705 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 29460 PINE VILLA CIR, PUNTA GORDA, FL 33982-8256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043841870 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 4384/1870 |
| Instrument | 2666284 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 23, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 29460 PINE VILLA CIR, PUNTA GORDA, FL 33982-8256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045082057 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 4508/2057 |
| Instrument | 2763366 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
The 2025 property tax bill for 29460 Pine Villa Cir was $4,148 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,148.00 Homeowner's exemption | $247,748 | $473,198 Land $28,393 Building $444,805 |
| 2023 | $3,646.00 (+68.25%) Homeowner's exemption | $213,208 (+21.14%) | $437,994 (+18.39%) Land $33,403 Building $404,591 |
| 2022 | $2,167.00 Homeowner's exemption | $175,997 | $369,945 Land $26,030 Building $343,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29460 Pine Villa Cir in Zone X, an area of moderate flood risk, though there have been 68 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29460 Pine Villa Cir is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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