2946 Vacaust St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 2946 Vacaust St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,215 sqft · built 1962
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Dec 2025)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488A008`

Property Details

APN / Parcel Number

Primary APN	`488A008`
Alternative APN	`1320278001`

Interior

Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	266 sqft

Location & Zoning

Street Address	2946 LOCUST ST
City	SEWARD
State	IL
Zip	61077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 100 FT S 360 FT W 158 FT E 504.5 FTNE 1/4 SEC: 20 TWP: 026 RANGE: 010 ACRES: 0.36
Legal Range	10E
Legal Township	26N
Legal Section	20
Jurisdiction	WINNEBAGO IL
Township / Civil Division	SEWARD
Census Block Group	3
Census Block	3049
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5437 N HENDERSON RD, FREEPORT, IL 61032-9036
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK
Feb 28, 2023	Warranty Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA
Jan 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	202533389
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0001000416
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 23, 2025
Property Address	2946 VACAUST ST, PECATONICA, IL 61063
Document Number	0000033389
Instrument Date	Dec 16, 2025
Instrument	2533389
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 LOCUST ST, SEWARD, IL 61077

Mortgage

Document Number	0000033390
Date	Dec 23, 2025
Instrument	2533390

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 28, 2023
Property Address	2946 VACAUST ST, PECATONICA, IL 61063
Document Number	0000004140
Instrument Date	Feb 24, 2023
Instrument	2304140
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 W MAIN ST, WEST DUNDEE, IL 60118-2019

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 4, 2019
Property Address	2946 VACAUST ST, PECATONICA, IL 61063
Document Number	0001000416
Instrument Date	Dec 21, 2018
Instrument	1000416
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2946 LOCUST ST SEWARD IL 61077, SEWARD, IL 61077

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Seward Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,804.00 (-0.41%)	$69,841 (+7.41%) Land $6,909 Building $62,932	$209,523 (+7.41%) Land $20,727 Building $188,796
2024	$4,824.00 Homeowner's exemption	$65,022 (+39.85%) Land $6,432 Building $58,590	$195,066 (+39.85%) Land $19,296 Building $175,770
2022	Homeowner's exemption	$46,495 Land $5,453 Building $41,042	$139,485 Land $16,359 Building $123,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2009–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Frontier, JCWIFI.com.

Nearby Properties on Vacaust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures