2946 Shadow Ln, Oshkosh, WI 54901 Property Records

Winnebago County property record for 2946 Shadow Ln, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,374 sqft · built 1960
Lot Size0.233 acres (10,166 sqft)
OwnerIndividual Name on Record
Last Sale$279,900 (Aug 2025)
Tax Bill$3,967 (2024)
Deeds & MortgagesAug 2021 Mortgage
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-19624500

Property Details

APN / Parcel Number

Primary APN15-19624500
Alternative APN
  • 915-19624500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area1,374 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,166 sqft (0.233 acres)
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number915-19624500
Street Address2946 SHADOW LN
CityOSHKOSH
StateWI
Zip54901-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 45 & ELY 27 FT OF LOT 34 BAY VIEW PARK
Legal SubdivisionBAY VIEW PARK
Legal Lot Number45,34
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2040
Census Tract1600

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2946 SHADOW LN, OSHKOSH, WI 54901-1424
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 19, 2025Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleAug 2, 2017 · Amount on Record
Deed Document Number20251950749
Prior Transfer DateNov 14, 2014
Prior Transfer Doc0001676781
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address2946 SHADOW LN, OSHKOSH, WI 54901-1424
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001860871
DateAug 23, 2021
Instrument1860871
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateAug 19, 2025
Property Address2946 SHADOW LN, OSHKOSH, WI 54901-1424
Document Number0001950749
Instrument DateAug 12, 2025
Instrument1950749
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$839.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2946 SHADOW LN, OSHKOSH, WI 54901-1424

Mortgage

Document Number0001950750
DateAug 19, 2025
Instrument1950750
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$223,900 (-) Land $26,500 Building $197,400
2024$3,967.00 (+8.98%)$223,900 (+66.96%) Land $26,500 Building $197,400
2023$3,640.00 (+0.03%) Homeowner's exemption$134,100 (-) Land $21,200 Building $112,900$193,777 Land $30,634 Building $163,143
2022$3,639.00 Homeowner's exemption$134,100 Land $21,200 Building $112,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1978–2010)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2010 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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