2946 S Michael St, Visalia, CA 93292 Property Records

Tulare County property record for 2946 S Michael St, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,126 sqft · built 2018
Lot Size	0.171 acres (7,432 sqft)
Owner	2 Individual Names on File
Last Sale	$366,500 (Nov 2018)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	May 2021 Transfer Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`123-130-066-000`

Property Details

APN / Parcel Number

Primary APN	`123-130-066-000`
Alternative APN	`123-130-066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
1st Floor Area	2,126 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	7,432 sqft (0.171 acres)
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	123-130-066
Street Address	2946 S MICHAEL ST
City	VISALIA
State	CA
Zip	93292-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 31 RANCHO SANTA FE EST, UN 3, PH 1, RM 43-76
Legal Subdivision	RANCHO SANTA FE EST, UN 3, PH 1
Legal Lot Number	31
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	1
Census Block	1011
Census Tract	1706

Owner

2946 S Michael St is owned and occupied by two individuals who acquired it in April 2021.

Source: Tulare County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Intrafamily Transfer, Transfer
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 13, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK OF LONG BEACH
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Oct 19, 2018	Loan Modification, Mortgage FARMERS & MERCHANTS BK/LNG BCH
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Document Number	201868139
Last Transfer Date	Apr 12, 2021
Transfer Doc	0000033980
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	May 10, 2021
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Document Number	0000033980
Map Reference	VOL 43 PG 76
Instrument Date	Apr 12, 2021
Instrument	2021-0033980
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117

Mortgage

Document Number	0000014002
Date	Feb 25, 2021
Instrument	2021-0014002

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039731
Date	Jul 13, 2017
Instrument	2017-0039731

Lender

Name	FARMERS & MERCHANTS BANK OF LONG BEACH
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULARE CA
Recording Date	Dec 14, 2020
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Document Number	0000080837
Instrument Date	Nov 24, 2020
Instrument	80837
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2946 S MICHAEL ST VISALIA CA 932921117, VISALIA, CA 93292-1117

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Document Number	0000042062
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2946 S MICHAEL ST VISALIA CA 932921117, VISALIA, CA 93292-1117

Mortgage

Document Number	0000042062
Date	Aug 5, 2019
Instrument	42062

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TULARE CA
Recording Date	Oct 19, 2018
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Instrument Date	Oct 11, 2018
Instrument	60472
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2950 S CLARK ST VISALIA CA 932921115, VISALIA, CA 93292-1115

Mortgage

Document Number	0000060472
Date	Oct 19, 2018
Instrument	60472

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027

Agreement

Amount	Amount on Record

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Nov 30, 2018
Property Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117
Document Number	0000068139
Map Reference	VOL43 PG76
Instrument Date	Sep 24, 2018
Instrument	2018-0068139
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2946 S MICHAEL ST, VISALIA, CA 93292-1117

Mortgage

Document Number	0000068140
Date	Nov 30, 2018
Instrument	2018-0068140

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2946 S Michael St was $4,750 with a homeowner's exemption.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,442 (+2%) Land $79,647 Building $336,795
2025	$4,750.00 Homeowner's exemption	$408,278 Land $78,086 Building $330,192
2023	$4,507.00 (+2.92%) Homeowner's exemption	$392,425 Land $75,054 Building $317,371
2022	$4,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2946 S Michael St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2946 S Michael St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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