2946 Rutherford Dr, Urbana, IL 61802 Property Records

Champaign County property record for 2946 Rutherford Dr, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,196 sqft · built 2006
Lot Size	0.102 acres (4,461 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2021)
Tax Bill	$8,204 (2024)
Deeds & Mortgages	Mar 2024 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-406-034`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-406-034`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,196 sqft Building Perimeter
1st Floor Area	1,196 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Other
Lot Area	4,461 sqft (0.102 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	397 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2946 RUTHERFORD DR
City	URBANA
State	IL
Zip	61802-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1411 BERINGER COMMONS SUB NO 4, REPLAT LOT 453
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	BERINGER COMMONS SUB NO 4
Legal Lot Number	1411
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2051
Census Tract	5500

Owner

2946 Rutherford Dr is owned and occupied by an individual who acquired it in March 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2946 RUTHERFORD DR, URBANA, IL 61802-9402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Jan 6, 2021 · Amount on File
Deed Document Number	202120621
Last Transfer Date	Mar 26, 2024
Transfer Doc	0000003796
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 28, 2024
Property Address	2946 RUTHERFORD DR, URBANA, IL 61802-9402
Document Number	0000003796
Map Reference	DOC 2005R12387
Instrument Date	Mar 26, 2024
Instrument	2024R03796
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 RUTHERFORD DR, URBANA, IL 61802-9402

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 30, 2021
Property Address	2946 RUTHERFORD DR, URBANA, IL 61802-9402
Document Number	0000020621
Map Reference	DOC 2005R12387
Instrument Date	Aug 24, 2021
Instrument	2021R20621
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2946 RUTHERFORD DR, URBANA, IL 61802-9402

Mortgage

Document Number	0000020622
Date	Aug 30, 2021
Instrument	2021R20622

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 6, 2021
Property Address	2946 RUTHERFORD DR, URBANA, IL 61802-9402
Document Number	0000000285
Map Reference	DOC 2005R12387
Instrument Date	Dec 30, 2020
Instrument	2021R00285
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 WILLOW VIEW RD STE 1A, 1A, URBANA, IL 61802-7446

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,150 Land $16,880 Building $73,270	$270,450 Land $50,640 Building $219,810
2024	$8,204.00
2022	$7,783.00	$71,580 Land $13,400 Building $58,180	$214,740 Land $40,200 Building $174,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2946 Rutherford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2946 Rutherford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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