2946 Raines Ct, Mobile, AL 36605 Property Records

Mobile County property record for 2946 Raines Ct, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,097 sqft · built 2005
Lot Size	0.522 acres (22,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Mar 2015)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R023207400005006001`

Property Details

APN / Parcel Number

Primary APN	`R023207400005006001`
Alternative APNs	`32 07 40 0 005 006.001` `03366814` `3366814`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	1,663 sqft
Upper Floors Area	434 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,700 sqft (0.522 acres)
Lot Dimensions	227 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Deck Area	573 sqft
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3366814
Street Address	2946 RAINES CT
City	MOBILE
State	AL
Zip	36605-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 JORDAN'S LANDING MBK 102 PG 29 #SEC 40 T5S R1W #MP32 07 40 0 005
Legal Range	05S
Legal Township	05S
Legal Section	40
Legal Subdivision	DOG RIVER TRIBUTARIES
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3002
Census Tract	1902

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2946 RAINES CT, MOBILE, AL 36605-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Prior Sale	Aug 31, 2011 · Amount on Record
Deed Document Number	201515902
Deed Book / Page	7246 / 738
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2946 RAINES CT, MOBILE, AL 36605-4129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046793
Date	Aug 5, 2020
Instrument	2020046793

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2946 RAINES CT, MOBILE, AL 36605-4129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058974
Date	Sep 25, 2020
Instrument	2020058974

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (+2.77%) Homeowner's exemption	$34,200 (+2.73%) Land $12,240 Building $21,960	$342,000 (+2.73%) Land $122,400 Building $219,600
2024	$2,057.00 (-0.68%) Homeowner's exemption	$33,290 (-0.69%) Land $12,240 Building $21,050	$332,900 (-0.69%) Land $122,400 Building $210,500
2023	$2,071.00 Homeowner's exemption	$33,520 Land $11,200 Building $22,320	$335,200 Land $112,000 Building $223,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Oct 2017 · Hurricane Nate
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Katrina, Aug 2005 · 9 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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