2946 NW Chardonnay Ln, Bend, OR 97703 Property Records

Deschutes County property record for 2946 NW Chardonnay Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,207 sqft · built 2016
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Oct 2019)
Tax Bill	$7,083 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171125 CB 00108`

Property Details

APN / Parcel Number

Primary APN	`171125 CB 00108`
Alternative APN	`271430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,207 sqft Living Area
1st Floor Area	2,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	800 sqft

Location & Zoning

Account Number	271430
Street Address	2946 NW CHARDONNAY LN
City	BEND
State	OR
Zip	97703-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 SUBD:SHEVLIN COURT SEC/TWN/RNG/MER:SEC 25 TWN 17 RNG 11 MAP REF:171125-CB
Legal Range	11
Legal Township	17
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SHEVLIN COURT
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3025
Census Tract	1102

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2946 NW CHARDONNAY LN, BEND, OR 97703-5292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 22, 2019	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Jan 11, 2017	Deed of Trust, Mortgage · VA Mortgage ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	2019-40679
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2946 NW CHARDONNAY LN, BEND, OR 97703-5292
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067776
Date	Dec 15, 2020
Instrument	2020-67776

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 22, 2019
Property Address	2946 NW CHARDONNAY LN, BEND, OR 97703-5292
Document Number	0000040679
Map Reference	CAB H PG 1196
Instrument Date	Oct 9, 2019
Instrument	2019-40679
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1043, BEND, OR 97709-1043

Mortgage

Document Number	0000040680
Date	Oct 22, 2019
Instrument	2019-40680

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2946 NW CHARDONNAY LN, BEND, OR 97703-5292
Document Number	0000001653
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2946 NW CHARDONNAY LN BEND OR 977035292, BEND, OR 97703-5292

Mortgage

Document Number	0000001653
Date	Jan 17, 2017
Instrument	1653

Lender

Name	ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC
Type	Funding / Finance Company
Address	BEND, OR 97701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,083.00 (+3.95%)	$419,210 (+3%)	$1,133,290 (+1.4%) Land $368,000 Building $765,290
2024	$6,814.00 (+7.87%)	$407,000 (+3%)	$1,117,670 (+6.26%) Land $353,000 Building $764,670
2023	$6,317.00	$395,150	$1,051,810 Land $241,000 Building $810,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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