2946 India Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2946 India Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 975 sqft · built 1985
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$58,900 (Mar 2016)
Tax Bill	$305 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-07-6320`

Property Details

APN / Parcel Number

Primary APN	`8402-01-07-6320`
Alternative APNs	`34180201076320` `02183401076320` `3933524.0` `3933524`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Row Home
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Slab
Porch Area	25 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	3933524
Street Address	2946 INDIA PALM DR
City	EDGEWATER
State	FL
Zip	32141-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R4
Legal Description	LOT 7632 BLK 253 FLORIDA SHORES NO 8 MB 23 PG 132 PER OR 2669 PG 1270 PER OR 3919 PG 4044 PER OR 5672 PG 1209 PER OR 7080 PGS 4600-4606 INC PER OR 7080 PGS 4610-4612 INC PER OR 7225 PG 3766
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	253
Legal Lot Number	7632
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1068
Census Tract	83006

Owner

2946 India Palm Dr is owned and occupied by an individual who bought it in March 2016.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2016 · Amount on File
Deed Sale	Mar 8, 2016 · Amount on File
Prior Sale	Feb 6, 2015 · Amount on File
Deed Document Number	201641519
Deed Book / Page	7225 / 3766
Prior Transfer Date	Nov 21, 2014
Prior Transfer Doc	0070804600
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708

Mortgage

Document Number	0084724278
Date	Oct 17, 2023
Book Page	8472/4278
Instrument	2023211093

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708

Mortgage

Document Number	0082112332
Date	Mar 1, 2022
Book Page	8211/2332
Instrument	2022047856

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 INDIA PALM DR, EDGEWATER, FL 32141-5708

Mortgage

Document Number	0079181029
Date	Sep 29, 2020
Book Page	7918/1029
Instrument	2020-185212

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2946 India Palm Dr was $305 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,358 (+2.7%)	$114,847 (-12.41%) Land $20,000 Building $94,847
2025	$305.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$76,298	$131,121 Land $20,000 Building $111,121
2023	$297.00 (-7.48%) Disabled Person's exemption Veteran's exemption	$71,989 (+3%)	$116,110 (+21.07%) Land $18,000 Building $98,110
2022	$321.00 Disabled Person's exemption Veteran's exemption	$69,892	$95,906 Land $16,000 Building $79,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2946 India Palm Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2946 India Palm Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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