Lake County property record for 2946 Inca Ave, Clermont, FL 34715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,563 sqft · built 2010 |
| Lot Size | 0.266 acres (11,611 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jun 2014) |
| Tax Bill | $3,444 (2024) |
| Deeds & Mortgages | Jan 2021 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-22-26-2200-000-12000 |
| Primary APN | 15-22-26-2200-000-12000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,563 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,611 sqft (0.266 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3841391 |
|---|---|
| Street Address | 2946 INCA AVE |
| City | CLERMONT |
| State | FL |
| Zip | 34715-8001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERDE RIDGE UNIT 1 PB 56 PG 35-41 LOT 120 ORB 4491 PG 1431 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 15 |
| Legal Subdivision | VERDE RIDGE UNIT 1 |
| Legal Tract | A-C,E-F |
| Legal Lot Number | 120 |
| Legal Unit | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31321 |
2946 Inca Ave is owned and occupied by an individual who bought it in June 2014.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2946 INCA AVE, CLERMONT, FL 34715-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit WFB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2014 · Amount on File |
| Deed Sale | Jun 19, 2014 · Amount on File |
| Prior Sale | Sep 15, 2010 · Amount on File |
| Deed Document Number | 2014066844 |
| Deed Book / Page | 4491 / 1431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2946 INCA AVE, CLERMONT, FL 34715-8001 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2946 INCA AVE, CLERMONT, FL 34715-8001 |
| Document Number | 0056190325 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 5619/325 |
| Instrument | 2021004839 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 18, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2946 INCA AVE, CLERMONT, FL 34715-8001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2946 INCA AVE, CLERMONT, FL 34715-8001 |
| Document Number | 0055511324 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 5551/1324 |
| Instrument | 2020107544 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2946 INCA AVE, CLERMONT, FL 34715-8001 |
| Document Number | 0051071529 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2946 INCA AVE CLERMONT FL 347158001, CLERMONT, FL 34715-8001 |
| Document Number | 0051071529 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 005107/001529 |
| Instrument | 54191 |
| Name | WFB NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,920 Land $120,000 Building $129,920 | $444,801 Land $120,000 Building $324,801 | |
| 2024 | $3,444.00 (+2.04%) | ||
| 2023 | $3,375.00 (+3.21%) Homeowner's exemption | $235,810 (+3%) | $382,616 (+2.68%) Land $70,000 Building $312,616 |
| 2022 | $3,270.00 Homeowner's exemption | $228,950 | $372,616 Land $60,000 Building $312,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2946 Inca Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2946 Inca Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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