Alameda County property record for 2946 Gelding Ln, Livermore, CA 94551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,856 sqft · built 1999 |
| Lot Size | 0.196 acres (8,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $873,000 (May 2019) |
| Tax Bill | $12,747 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99B-8118-18 |
| Primary APN | 99B-8118-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,515 sqft (0.196 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2946 GELDING LN |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94551-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00023 BLK: TR: 6886 |
| Legal Subdivision | TRACT 6886 |
| Legal Tract | 6886 |
| Legal Lot Number | 23 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 451202 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1217, LIVERMORE, CA 94551-1217 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 23, 2021 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 10, 2019 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Sep 15, 2016 | Loan Modification, Mortgage · Conventional Mortgage SAFE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Apr 25, 2003 · Amount on Record |
| Deed Document Number | 201986716 |
| Prior Transfer Date | Jan 18, 2013 |
| Prior Transfer Doc | 0000029127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Document Number | 0000098091 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022098091 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Document Number | 0000285845 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021285845 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Document Number | 0000238819 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021238819 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | May 10, 2019 |
| Property Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Document Number | 0000086716 |
| Map Reference | MB 239 PG 80 |
| Instrument Date | May 8, 2019 |
| Instrument | 2019086716 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Document Number | 0000086717 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019086717 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2946 GELDING LN, LIVERMORE, CA 94551-8822 |
| Document Number | 0000007601 |
| Instrument Date | Sep 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2946 GELDING LN LIVERMORE CA 945518822, LIVERMORE, CA 94551-8822 |
| Document Number | 0000007601 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 7601 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $992,170 (+2%) Land $297,651 Building $694,519 | ||
| 2025 | $12,747.00 (+3.56%) | $972,715 (+4.04%) Land $291,814 Building $680,901 | |
| 2023 | $12,309.00 | $934,948 Land $280,484 Building $654,464 | $1,047,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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