2946 Edgewater Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 2946 Edgewater Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,795 sqft · built 1930
Lot Size	0.198 acres (8,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jan 2026)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-240-05241600`

Property Details

APN / Parcel Number

Primary APN	`01-240-05241600`
Alternative APNs	`1-240-05241600` `24005241600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,403 sqft
Utility Area	35 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	8,641 sqft (0.198 acres)
View / Lot	Waterfront
Garage Area	324 sqft
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	24005241600
Street Address	2946 EDGEWATER DR
City	EDGEWATER
State	MD
Zip	21037-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 23 SC 11 EDGEWATER BEACH
Legal Subdivision	EDGEWATER BEACH
Legal Block	2
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	701101

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2946 EDGEWATER DR, EDGEWATER, MD 21037-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed, Transfer · VA Mortgage NFM LENDING
Jan 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Book / Page	42012 / 476
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0359660469
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 21, 2026
Property Address	2946 EDGEWATER DR, EDGEWATER, MD 21037-1305
Document Number	0420120476
Book / Page	42012 / 476
Map Reference	MB WNW 3 FO 15
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2946 EDGEWATER DR, EDGEWATER, MD 21037-1305

Mortgage

Document Number	0042012485
Date	Jan 21, 2026
Instrument	42012/485

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 19, 2021
Property Address	2946 EDGEWATER DR, EDGEWATER, MD 21037-1305
Document Number	0359660469
Book / Page	35966 / 469
Map Reference	MB WNW 3 FO 15
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2946 EDGEWATER DR, EDGEWATER, MD 21037-1305

Mortgage

Document Number	35966475
Date	Jan 19, 2021
Instrument	35966/475

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,200 (+5.37%) Land $362,900 Building $232,300	$595,200 (-) Land $362,900 Building $232,300
2025	$6,735.00 (+4.99%)	$564,867 (+12.03%)	$595,200 (+18.05%) Land $362,900 Building $232,300
2024	$6,415.00 (+16.53%)
2023	$5,505.00	$504,200 Land $362,900 Building $141,300	$504,200 Land $362,900 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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