2946 Colonial Dr, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2946 Colonial Dr, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1973
Lot Size	0.211 acres (9,216 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Mar 2022)
Tax Bill	$2,727 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-24-126-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-24-126-011.000-023`
Alternative APN	`01612449855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,216 sqft (0.211 acres)
Lot Dimensions	144 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01612449855
Street Address	2946 COLONIAL DR
City	MISHAWAKA
State	IN
Zip	46544-6246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 249 REVEREWOOD ADD SEC E
Legal Subdivision	REVEREWOOD ADD
Legal Lot Number	249
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1007
Census Tract	11701

Owner

2946 Colonial Dr is owned and occupied by an individual who bought it in March 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2946 COLONIAL DR, MISHAWAKA, IN 46544-6246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	0002207990
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 16, 2022
Property Address	2946 COLONIAL DR, MISHAWAKA, IN 46544-6246
Document Number	0002207990
Map Reference	PB 24 PG P-3
Instrument Date	Mar 10, 2022
Instrument	2207990
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 COLONIAL DR, MISHAWAKA, IN 46544-6246

Mortgage

Document Number	0002207991
Date	Mar 16, 2022
Instrument	2207991

Lender

Name	NOTRE DAME FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 8, 2020
Property Address	2946 COLONIAL DR, MISHAWAKA, IN 46544-6246
Document Number	0002018749
Map Reference	PB 24 PG P-3
Instrument Date	Jun 17, 2020
Instrument	2018749
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 COLONIAL DR, MISHAWAKA, IN 46544-6246
Investor	Possibly a Property Investor

Mortgage

Document Number	0002018750
Date	Jul 8, 2020
Instrument	2018750

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,100 Land $47,000 Building $198,100	$245,100 Land $47,000 Building $198,100
2024	$2,727.00 (+19.5%)
2023	$2,282.00 (+5.94%)	$195,900 (+5.89%) Land $47,000 Building $148,900	$195,900 (+5.89%) Land $47,000 Building $148,900
2022	$2,154.00 Homeowner's exemption	$185,000 Land $47,000 Building $138,000	$185,000 Land $47,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2946 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1982–2008)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2946 Colonial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway, T-Mobile.

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