29458 Miller Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 29458 Miller Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 6,000 sqft · built 2001
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on File
Last Sale	$995,000 (Aug 2020)
Tax Bill	$11,741 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-450-23-00`

Property Details

APN / Parcel Number

Primary APN	`185-450-23-00`
Alternative APN	`1850734700`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Building Area	6,000 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	105,851 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	1850734700
Street Address	29458 MILLER RD
City	VALLEY CENTER
State	CA
Zip	92082-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 2 TR 011342
Legal Subdivision	COUNTY/SAN DIEGO 4493
Legal Tract	011342
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2002
Census Tract	19103

Owner

29458 Miller Rd is owned and occupied by two individuals who bought it in August 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Aug 5, 2020	Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Jul 26, 2012 · Amount on File
Deed Document Number	2020434877
Prior Transfer Date	May 7, 2004
Prior Transfer Doc	0000463603
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000268425
Date	Sep 26, 2025
Instrument	2025-0268425

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808

Mortgage

Document Number	0000182872
Date	Apr 27, 2022
Instrument	2022-0182872

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Document Number	0000434879
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1471 SW PINE DR WARRENTON OR 971469407, WARRENTON, OR 97146-9407

Mortgage

Document Number	0000434879
Date	Aug 5, 2020
Instrument	434879

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519-6613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2020
Property Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Document Number	0000434877
Map Reference	MAP 11342
Instrument Date	Jun 30, 2020
Instrument	2020-0434877
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	29458 MILLER RD, VALLEY CENTER, CA 92082-5808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000434878
Date	Aug 5, 2020
Instrument	2020-0434878

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000434879
Date	Aug 5, 2020
Instrument	2020-0434879

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 29458 Miller Rd was $11,741 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,098,555 (+2%) Land $399,474 Building $699,081
2025	$11,741.00 Homeowner's exemption	$1,077,016 Land $391,642 Building $685,374
2023	$11,238.00 (+1.65%) Homeowner's exemption	$1,035,196 Land $376,435 Building $658,761
2022	$11,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29458 Miller Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29458 Miller Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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