Hamilton County property record for 2945 Willow Ridge Dr, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,016 sqft · built 1997 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0042-0383-00 |
| Primary APN | 510-0042-0383-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2945 WILLOW RIDGE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-1157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COR BENTBROOK DR- MENOMINEE DR 82 X 125 IRRLOT 56 WILLOW RIDGE SUB |
| Legal Subdivision | WILLOW RIDGE SUB |
| Legal Lot Number | 56 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20505 |
2945 Willow Ridge Dr is owned and occupied by an individual who acquired it in May 2008.
Source: Hamilton County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2945 WILLOW RIDGE DR, CINCINNATI, OH 45251-1157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Jun 7, 2017 | Loan Modification, Mortgage · Conventional with PMI FIFTH THIRD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2008 |
| Deed Sale | May 13, 2008 |
| Prior Sale | Oct 30, 1997 · Amount on File |
| Deed Document Number | 200865091 |
| Deed Book / Page | 10848 / 1327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2945 WILLOW RIDGE DR, CINCINNATI, OH 45251-1157 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2945 WILLOW RIDGE DR, CINCINNATI, OH 45251-1157 |
| Document Number | 0000034601 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 14639/517 |
| Instrument | 2022-0034601 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Jun 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2945 WILLOW RIDGE DR, CINCINNATI, OH 45251-1157 |
| Document Number | 0000061427 |
| Book / Page | 013455 / 001055 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2945 WILLOW RIDGE DR CINCINNATI OH 452511157, CINCINNATI, OH 45251-1157 |
| Document Number | 0000061427 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 013455/001055 |
| Instrument | 61427 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2047 |
The 2025 property tax bill for 2945 Willow Ridge Dr was $4,651, up 5.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 (+5.23%) | $82,789 (-) Land $12,040 Building $70,749 | $236,540 Land $34,400 Building $202,140 |
| 2024 | $4,420.00 (-0.61%) | $82,789 (-) Land $12,040 Building $70,749 | |
| 2023 | $4,447.00 (+0.79%) | $82,789 (+23.54%) Land $12,040 Building $70,749 | $236,540 Land $34,400 Building $202,140 |
| 2022 | $4,412.00 Homeowner's exemption | $67,015 Land $11,358 Building $55,657 | |
| 2020 | $191,470 Land $32,450 Building $159,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2945 Willow Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2945 Willow Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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