2945 Settlement Dr, Madison, WI 53713 Property Records

Dane County property record for 2945 Settlement Dr, Madison, WI 53713

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,196 sqft · built 1991
Lot Size0.17 acres (7,423 sqft)
Owner2 Individual Names on File
Last Sale$83,500 (May 1991)
Tax Bill$5,059 (2024)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN0609-012-0111-5

Property Details

APN / Parcel Number

Primary APN0609-012-0111-5

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
Basement Area608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area7,423 sqft (0.17 acres)
Lot Dimensions114 ft deep x 65 ft wide
Garage TypeBasement
Garage Area484 sqft
DrivewayDriveway
Driveway Area326 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2945 SETTLEMENT DR
CityMADISON
StateWI
Zip53713-4752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-C2
Legal DescriptionJILL ADDITION TO INDIAN SPRINGS, LOT 194
Legal Range09
Legal Township06
Legal Section01
Legal SubdivisionJILL ADDITION
Legal Lot Number194
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group4
Census Block4008
Census Tract1502

Owner

2945 Settlement Dr is owned and occupied by two individuals who bought it in May 1991.

Source: Dane County records, as of January 22, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address2945 SETTLEMENT DR, MADISON, WI 53713-4752
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 1991 · Amount on File
Deed SaleMay 1, 1991 · Amount on File
Deed Document Number0016086071
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address2945 SETTLEMENT DR, MADISON, WI 53713-4752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005325530
DateMay 15, 2017
Instrument5325530
Lender
NameSUMMIT CU
TypeCredit Union
AddressMADISON, WI 53718
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$301,500 Land $83,300 Building $218,200
2024$5,059.00$301,500
2023$279,200 Land $77,100 Building $202,100
2022$4,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2945 Settlement Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2945 Settlement Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on Settlement Dr

Nearby Streets

Search Property Records by Address or Parcel Number