2945 S Charming Valley Loop, Palmer, AK 99645 Property Records

State of Alaska property record for 2945 S Charming Valley Loop, Palmer, AK 99645

Property Summary

Property Type	Single Family Home
Details	2,873 sqft · built 2004
Lot Size	1 acre (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$343,800 (Jun 2005)
Tax Bill	$6,626 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5399B02L007`

Property Details

APN / Parcel Number

Primary APN	`5399B02L007`
Alternative APNs	`55399B02L007` `52379`

Interior

Stories	1 Story
Building Area	2,873 sqft Living Area
1st Floor Area	2,873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	43,560 sqft
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	55399B02L007
Street Address	2945 S CHARMING VALLEY LOOP
City	PALMER
State	AK
Zip	99645-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	HARMONY PT 1 BLOCK 2 LOT 7
Legal Range	01E
Legal Township	17N
Legal Section	21
Legal Subdivision	HARMONY PT 1
Legal Block	2
Legal Lot Number	7
Jurisdiction	MATANUSKA-SUSITNA AK
Township / Civil Division	MATANUSKA-SUSITNA
Census Block Group	1
Census Block	1028
Census Tract	1100

Owner

2945 S Charming Valley Loop is owner-occupied and held in a trust since February 2023.

Source: State of Alaska records, as of June 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2945 S CHARMING VALLEY LOOP, PALMER, AK 99645-7723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2005 · Amount on File
Deed Sale	Jun 24, 2005 · Amount on File
Prior Sale	Dec 2, 2004 · Amount on File
Deed Document Number	200516209-0
Last Transfer Date	Feb 27, 2023
Transfer Doc	0000008528
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	2945 S CHARMING VALLEY LOOP, PALMER, AK 99645-7723
Document Number	0000002828
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 S CHARMING VALLEY LOOP PALMER AK 996457723, PALMER, AK 99645-7723

Mortgage

Document Number	0000002828
Date	Feb 7, 2020
Instrument	2828

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2945 S Charming Valley Loop was $6,626 with a senior citizen's exemption, down 3.6% from the year before.

Source: State of Alaska assessment roll, as of June 24, 2026

Property Jurisdictions

Type	Name
State	Alaska
County	Matanuska-Susitna Borough
Unified School District	Matanuska-Susitna Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,626.00 (-3.59%) Senior Citizen's exemption	$861,200 (+3.55%) Land $78,200 Building $783,000	$861,200 (+3.55%) Land $78,200 Building $783,000
2025	$6,873.00 (-2.48%) Senior Citizen's exemption	$831,700 Land $68,000 Building $763,700	$831,700 Land $68,000 Building $763,700
2024	$7,048.00 (+7.55%)
2023	$6,553.00	$784,800 Land $68,000 Building $716,800	$784,800 Land $68,000 Building $716,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2945 S Charming Valley Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 29, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2945 S Charming Valley Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASILLA WATER SYSTEM serves 18,492 people · EPA ID AK2224646
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Matanuska Telecom Association Fiber · DSL	1,000 / 200

May also be available: GCI Communication.

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