2945 S Bay Ln, Springfield, IL 62704 Property Records

Sangamon County property record for 2945 S Bay Ln, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.329 acres (14,341 sqft)
Owner	Individual Name on Record
Last Sale	$216,500 (Sep 2013)
Tax Bill	$6,758 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-31.0-101-010`

Property Details

APN / Parcel Number

Primary APN	`14-31.0-101-010`
Alternative APN	`14310101010 (CHECK DIGIT = 0)`

Exterior

Lot Area	14,341 sqft (0.329 acres)

Location & Zoning

Account Number	14310101010
Street Address	2945 S BAY LN
City	SPRINGFIELD
State	IL
Zip	62704-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L102 MONROE PARK WEST 3RD PLAT (14341.43 SQ FT)
Legal Subdivision	MONROE PARK WEST 3
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1000
Census Tract	1003

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2945 S BAY LN, SPRINGFIELD, IL 62704-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2945 S BAY LN, SPRINGFIELD, IL 62704-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R36517
Date	Dec 17, 2020
Instrument	2020R36517

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2945 S BAY LN, SPRINGFIELD, IL 62704-1031
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R24424
Date	Sep 22, 2017
Instrument	2017R24424

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,758.00 (+13.75%)	$89,474 (+23.75%) Land $13,182 Building $76,292	$268,422 (+23.75%) Land $39,546 Building $228,876
2022	$5,941.00 Homeowner's exemption	$72,304 Land $10,652 Building $61,652	$216,912 Land $31,956 Building $184,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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