San Diego County property record for 2945 Ranch Gate Rd, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 4,684 sqft · built 2006 |
| Lot Size | 0.4 acres (17,422 sqft) |
| Owner | Company Name on File |
| Last Sale | $699,000 (Sep 2010) |
| Tax Bill | $11,019 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-860-15-00 |
| Primary APN | 595-860-15-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,684 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 17,422 sqft (0.4 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2945 RANCH GATE RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SFE |
| Legal Description | LOT 15 TR 014922 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014922 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21306 |
2945 Ranch Gate Rd is owned by a company that acquired it in June 2011 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2945 RANCH GATE RD, CHULA VISTA, CA 91914-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2010 · Amount on File |
| Deed Sale | Sep 30, 2010 · Amount on File |
| Prior Sale | Oct 19, 2006 · Amount on File |
| Deed Document Number | 2010522081 |
| Last Transfer Date | Jun 17, 2011 |
| Transfer Doc | 0000344301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2945 RANCH GATE RD, CHULA VISTA, CA 91914-5205 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2945 RANCH GATE RD, CHULA VISTA, CA 91914-5205 |
| Document Number | 0000210765 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0210765 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 2945 Ranch Gate Rd was $11,019 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $913,440 (+2%) Land $326,694 Building $586,746 | |
| 2025 | $11,019.00 Homeowner's exemption | $895,531 Land $320,289 Building $575,242 |
| 2023 | $10,442.00 (+3.05%) Homeowner's exemption | $860,757 Land $307,852 Building $552,905 |
| 2022 | $10,133.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2945 Ranch Gate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2945 Ranch Gate Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
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