2945 Mount Olive Rd, Mount Olive, AL 35117 Property Records

Jefferson County property record for 2945 Mount Olive Rd, Mount Olive, AL 35117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,623 sqft · built 1965
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,990 (Apr 2024)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-04-2-001-022.000`

Property Details

APN / Parcel Number

Primary APN	`14-00-04-2-001-022.000`
Alternative APNs	`14042001022000RR00` `262772`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
Gross Area	3,143 sqft
1st Floor Area	2,623 sqft
Basement Area	520 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	627 sqft
Deck Area	Deck Area
Patio Area	324 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	262772
Street Address	2945 MOUNT OLIVE RD
City	MOUNT OLIVE
State	AL
Zip	35117-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	P O B 312S FT NW OF INTER NE LINE GARDENDALE MT OLIVE RD & S LINE NW1/4 SEC 4 T16S R3W TH NW 120S FT ALG GARDENDALE MT OLIVE RD TH NE 822S FT TH S 164S FT TH SW 705S FT TO P O B LYING IN SW 1/4 OF NW1/4 SECT 04 TWSP 16S RANGE 3W
Legal Range	03W
Legal Township	16S
Legal Section	04
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3026
Census Tract	11704

Owner

Source: Jefferson County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ECO CREDIT UNION
Jan 24, 2024	Warranty Deed, Transfer
Sep 18, 2020	Warranty Deed, Transfer IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Jan 24, 2024 · Amount on Record
Deed Document Number	202430944
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809

Mortgage

Document Number	0000109221
Date	Dec 4, 2025
Instrument	2025109221

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809

Mortgage

Document Number	0000030945
Date	Apr 5, 2024
Instrument	2024030945

Lender

Name	ECO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jan 24, 2024
Property Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809
Document Number	0000005410
Instrument Date	Jan 24, 2024
Instrument	2024005410
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 18, 2020
Property Address	2945 MOUNT OLIVE RD, MOUNT OLIVE, AL 35117-3809
Document Number	0000104877
Instrument Date	Sep 11, 2020
Instrument	104877
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	SOUTH OAK TITLE GARDENDALE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2945 MOUNT OLIVE RD MOUNT OLIVE AL 351173809, MOUNT OLIVE, AL 35117-3809

Mortgage

Document Number	104878
Date	Sep 18, 2020
Instrument	104878

Lender

Name	IBERIABANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (+24.95%) Homeowner's exemption	$40,440 (+51.23%)	$404,300 (+51.2%) Land $37,800 Building $366,500
2024	$1,579.00 (+46.47%)
2023		$26,740 Land $3,780 Building $22,960	$267,400 Land $37,800 Building $229,600
2022	$1,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Mount Olive Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures