2945 Montezuma Rd, Henderson, TN 38340 Property Records

Chester County property record for 2945 Montezuma Rd, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 2000
Lot Size	0.73 acres (31,780 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jul 2022)
Tax Bill	$282 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`012069 01800`

Property Details

APN / Parcel Number

Primary APN	`012069 01800`
Alternative APN	`069 01800 00008069`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,197 sqft
Basement Area	1,197 sqft
Finished Basement	1,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,780 sqft (0.73 acres)
Lot Dimensions	140 ft deep x 227 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2945 MONTEZUMA RD
City	HENDERSON
State	TN
Zip	38340-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: T52
Jurisdiction	CHESTER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1052
Census Tract	970302

Owner

2945 Montezuma Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Chester County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2945 MONTEZUMA RD, HENDERSON, TN 38340-7321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Jul 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	202271279
Deed Book / Page	495 / 219
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Jul 22, 2022
Property Address	2945 MONTEZUMA RD, HENDERSON, TN 38340-7321
Document Number	0004950219
Book / Page	495 / 219
Instrument Date	Jul 20, 2022
Instrument	71279
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 MONTEZUMA RD, HENDERSON, TN 38340-7321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071280
Date	Jul 22, 2022
Instrument	71280

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0004950241
Date	Jul 22, 2022
Book Page	495/241
Instrument	71281

Lender

Name	MORTGAGE INVESTMENT GROUP
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Jul 9, 2020
Property Address	2945 MONTEZUMA RD, HENDERSON, TN 38340-7321
Document Number	0004610123
Book / Page	000461 / 000123
Instrument Date	Jul 9, 2020
Instrument	64581
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 DOROTHY ANN LN SALTILLO TN 383705326, SALTILLO, TN 38370-5326

Tax Assessment & Valuation

The 2026 property tax bill for 2945 Montezuma Rd was $282.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$282.00	$13,875	$55,500 Land $10,000 Building $45,500
2023	$230.00	$9,250	$37,000 Land $7,600 Building $29,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2945 Montezuma Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2945 Montezuma Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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