2945 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 2945 Hwy 169, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft
Lot Size	26 acres (1,135,174 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Nov 2020)
Tax Bill	$2,718 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0030-00532`

Property Details

APN / Parcel Number

Primary APN	`465-0030-00532`
Alternative APN	`1100714`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,152 sqft Gross Area
1st Floor Area	627 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,135,174 sqft (26 acres)
Garage Area	1,788 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	268 sqft
Cabin	120 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1100714
Street Address	2945 HIGHWAY 169
City	ELY
State	MN
Zip	55731-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	WESTERLY 360 FEET OF SOUTHERLY 380 FEET OFGOVT LOT 1, AND EASTERLY 240 FEET OFSOUTHERLY 380 FEET OF GOVT LOT 2, AND NORTH12
Legal Range	13W
Legal Township	62N
Legal Section	04
Legal Subdivision	MORSE TOWN OF
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2053
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3633 15TH AVE S, MINNEAPOLIS, MN 55407-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	20201396954
Prior Transfer Date	Jul 15, 2016
Prior Transfer Doc	00A1294054
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 30, 2020
Property Address	2945 HIGHWAY 169, ELY, MN 55731-8005
Document Number	00A1396954
Instrument Date	Nov 10, 2020
Instrument	A1396954
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3633 15TH AVE S MINNEAPOLIS MN 554072715, MINNEAPOLIS, MN 55407-2715

Mortgage

Document Number	A1396955
Date	Nov 30, 2020
Instrument	A1396955

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.97%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,718.00 (+0.82%) Homeowner's exemption
2025	$2,696.00 (+1.74%) Homeowner's exemption	$362,100 (+14.73%) Land $79,600 Building $282,500	$362,100 (+14.73%) Land $79,600 Building $282,500
2024	$2,650.00	$315,600 (+20.6%) Land $74,900 Building $240,700	$315,600 (+20.6%) Land $74,900 Building $240,700
2022		$261,700 Land $61,900 Building $199,800	$261,700 Land $61,900 Building $199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 84% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3
AT&T Fixed Wireless	25 / 3