Pontotoc County property record for 2945 Garrett Creek Loop, Pontotoc, MS 38863
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1998 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $266 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-12-000-004.05 |
| Primary APN | 121-12-000-004.05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Lot Area | 74,052 sqft (1.7 acres) |
| Utility Building | 96 sqft |
| Account Number | 20674 |
|---|---|
| Street Address | 2945 GARRETT CREEK LOOP |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7097 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1.7 AC PT NE NW N OF RD 20073749 8/1/07 20160186 1/11/16 20181213 4/3/18 662 509 2601 |
| Legal Range | 03E |
| Legal Township | 11S |
| Legal Section | 12 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950400 |
Source: Pontotoc County records, as of October 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1125, PONTOTOC, MS 38863-1099 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Apr 4, 2018 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2016 |
| Transfer Doc | 2016000186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 2945 GARRETT CREEK LOOP, PONTOTOC, MS 38863-7097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 644 MOORMAN RD, PONTOTOC, MS 38863-9438 |
| Document Number | 2019003942 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019003942 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Sep 27, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 2945 GARRETT CREEK LOOP, PONTOTOC, MS 38863-7097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 644 MOORMAN RD, PONTOTOC, MS 38863-9438 |
| Document Number | 2018001229 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018001229 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 2, 2028 |
Source: Pontotoc County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266.00 (+2.7%) | $2,081 (+2.36%) | $13,869 (+2.38%) Land $8,825 Building $5,044 |
| 2023 | $259.00 | $2,033 | $13,547 Land $8,825 Building $4,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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