2945 Fox Trail Dr, Reno, NV 89523 Property Records

Washoe County property record for 2945 Fox Trail Dr, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 2002
Lot Size	0.208 acres (9,103 sqft)
Owner	2 Owner Names on File
Last Sale	$271,234 (May 2003)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-562-03`

Property Details

APN / Parcel Number

Primary APN	`208-562-03`
Alternative APN	`173104`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,509 sqft Living Area
1st Floor Area	1,395 sqft
2nd Floor Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	9,103 sqft (0.208 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	173104
Street Address	2945 FOX TRAIL DR
City	RENO
State	NV
Zip	89523-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	NORTHGATE 17D LT 157
Legal Range	18
Legal Township	19
Legal Subdivision	NORTHGATE 17D
Legal Lot Number	157
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	1
Census Block	1006
Census Tract	2409

Owner

The current owner of 2945 Fox Trail Dr bought it in May 2003.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2945 FOX TRAIL DR, RENO, NV 89523-3257
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2003 · Amount on File
Deed Sale	May 29, 2003 · Amount on File
Deed Document Number	2862612
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2945 FOX TRAIL DR, RENO, NV 89523-3257
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005446668
Date	Apr 5, 2024
Instrument	5446668

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2945 FOX TRAIL DR, RENO, NV 89523-3257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004843118
Date	Aug 20, 2018
Instrument	4843118

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2945 Fox Trail Dr was $3,909.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00	$152,616 Land $43,575 Building $109,041	$436,047 Land $124,500 Building $311,547
2023	$3,686.00	$143,643 Land $39,585 Building $104,058	$410,409 Land $113,100 Building $297,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2945 Fox Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2945 Fox Trail Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 46% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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