2945 Florida St, Oakland, CA 94602 Property Records

Alameda County property record for 2945 Florida St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,585 sqft · built 1924
Lot Size	0.123 acres (5,360 sqft)
Owner	Trust Name on File
Last Sale	$480,000 (May 2014)
Tax Bill	$11,742 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-977-54`

Property Details

APN / Parcel Number

Primary APN	`29-977-54`
Alternative APN	`029-0977-054-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,360 sqft (0.123 acres)
View / Lot	Average
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2945 FLORIDA ST
City	OAKLAND
State	CA
Zip	94602-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00054 BLK: AR: 0029 PAGE: 0977
Legal Subdivision	MAPLE HEIGHTS
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	406700

Owner

2945 Florida St is owner-occupied and held in a trust since March 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 29, 2021	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2014 · Amount on File
Deed Sale	May 19, 2014 · Amount on File
Prior Sale	Feb 14, 2003 · Amount on File
Deed Document Number	2014122985
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000124934
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324

Mortgage

Document Number	0000318756
Date	Sep 23, 2021
Instrument	2021318756

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 29, 2021
Property Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324
Document Number	0000124934
Map Reference	MB 28 PG 32
Instrument Date	Mar 26, 2021
Instrument	2021124934
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324

Mortgage

Document Number	0000330255
Date	Dec 1, 2020
Instrument	2020330255

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 23, 2018
Property Address	2945 FLORIDA ST, OAKLAND, CA 94602-3324
Document Number	0000037971
Instrument Date	Feb 23, 2018
Instrument	37971
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 FLORIDA ST OAKLAND CA 946023324, OAKLAND, CA 94602-3324

Tax Assessment & Valuation

The 2025 property tax bill for 2945 Florida St was $11,742 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,183 (+1.09%) Land $180,046 Building $601,137
2025	$11,742.00 Homeowner's exemption	$765,868 Land $176,516 Building $589,352
2023	$9,538.00 Homeowner's exemption	$565,544 Land $169,663 Building $395,881	$771,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2945 Florida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2945 Florida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on Florida St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures