2945 E Tonto Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2945 E Tonto Dr, Gilbert, AZ 85298 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,180 sqft · built 2013
Lot Size	0.197 acres (8,601 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Jun 2020)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-77-825`

Property Details

APN / Parcel Number

Primary APN	`304-77-825`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	2,180 sqft

Exterior

Year Built	Built 2013
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,601 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces
Pool Area	359 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2945 E TONTO DR
City	GILBERT
State	AZ
Zip	85298-5779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAMROCK ESTATES PHASE 2B MCR 874-48
Legal Range	06E
Legal Township	02S
Legal Section	22
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	SHAMROCK ESTATES PHASE 2B
Legal Phase	2B
Legal Lot Number	89
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3008
Census Tract	816002

Owner

Source: Maricopa County records · APN 304-77-825

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2945 E TONTO DR, GILBERT, AZ 85298-5779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ONEAZ CU
Apr 08, 2024	Intrafamily Transfer, Transfer · Line of Credit ONEAZ CU
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 12, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	0000513651
Last Transfer Date	Apr 08, 2024
Transfer Doc	0000179974
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2945 E TONTO DR, GILBERT, AZ 85298-5779
Transaction Type	Mortgage
Record Updated	Oct 01, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number	0000548385
Date	Sep 23, 2025
Instrument	20250548385

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2035

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 08, 2024
Property Address	2945 E TONTO DR, GILBERT, AZ 85298-5779
Document Number	0000179974
Map Reference	MB 874 PG 48
Instrument Date	Mar 18, 2024
Instrument	20240179974
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2945 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number	0000179975
Date	Apr 08, 2024
Instrument	20240179975

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2945 E TONTO DR, GILBERT, AZ 85298-5779
Transaction Type	Mortgage
Record Updated	Sep 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number	0000928323
Date	Aug 27, 2021
Instrument	20210928323

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 12, 2020
Property Address	2945 E TONTO DR, GILBERT, AZ 85298-5779
Document Number	0000513651
Instrument Date	Apr 24, 2020
Instrument	513651
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 E TONTO DR GILBERT AZ 852985779, GILBERT, AZ 85298-5779

Mortgage

Document Number	513652
Date	Jun 12, 2020
Instrument	513652

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,080 (-3.63%)	$530,800 (-3.63%) Land $106,100 Building $424,700
2025	$2,521.00 (+3.62%)
2024		$55,080	$550,800 Land $110,100 Building $440,700
2023	$2,433.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Tonto Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures