2945 E 500 N, Ossian, IN 46777 Property Records

Wells County property record for 2945 E 500 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$128,800 (Mar 2014)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-04-400-009.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-04-400-009.000-010`
Alternative APNs	`00001577784` `0050350100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Basement Area	1,237 sqft
Unfinished Basement	1,237 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,082 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Solar
Heating Fuel	Gas

Location & Zoning

Account Number	00001577784
Street Address	2945 E 500 N
City	OSSIAN
State	IN
Zip	46777-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-27-12 1.000A S 264' OF W 165' OF E S E
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1005
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2945 E 500 N, OSSIAN, IN 46777-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Nov 20, 2017	Deed of Trust, Mortgage · VA Mortgage SUMMIT MORTGAGE
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Prior Sale	Aug 7, 2009 · Amount on Record
Deed Book / Page	153 / 609
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2945 E 500 N, OSSIAN, IN 46777-9652
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260168
Date	Jan 16, 2026
Instrument	20260168

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2945 E 500 N, OSSIAN, IN 46777-9652
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211269
Date	Mar 18, 2021
Instrument	20211269

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2945 E 500 N, OSSIAN, IN 46777-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20172017
Date	Nov 20, 2017
Instrument	20172017

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2945 E 500 N, OSSIAN, IN 46777-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201739
Date	May 4, 2020
Instrument	20201739

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00 (+46.69%) Homeowner's exemption	$263,700 (+21.3%) Land $41,000 Building $222,700	$263,700 (+21.3%) Land $41,000 Building $222,700
2024	$906.00 (+29.99%)
2023		$217,400 (+6.52%) Land $33,900 Building $183,500	$217,400 (+6.52%) Land $33,900 Building $183,500
2022	$697.00	$204,100 Land $25,000 Building $179,100	$204,100 Land $25,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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