2945 Diver Loop, The Villages, FL 32163 Property Records

Sumter County property record for 2945 Diver Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 2018
Lot Size	0.168 acres (7,328 sqft)
Owner	2 Individual Names on File
Last Sale	$426,082 (Jul 2018)
Tax Bill	$6,620 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`321923G32P134`

Property Details

APN / Parcel Number

Primary APN	`321923G32P134`
Alternative APNs	`G32P134` `1077315`

Interior

Building Area	1,892 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,892 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Block
Construction Type	Concrete
Lot Area	7,328 sqft (0.168 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	336 sqft
Porch	Screened Porch
Porch Area	535 sqft

Location & Zoning

Street Address	2945 DIVER LOOP
City	THE VILLAGES
State	FL
Zip	32163-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 THE VILLAGE OF FENNEY UNIT 10 PB 16 PGS 28-28E
Legal Range	23E
Legal Township	19S
Legal Section	32
Legal Subdivision	THE VILLAGE OF FENNEY
Legal Lot Number	134
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1128
Census Tract	910300

Owner

2945 Diver Loop is owned and occupied by two individuals who acquired it in June 2024.

Source: Sumter County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2945 DIVER LOOP, THE VILLAGES, FL 32163-0316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	201826505
Deed Book / Page	3442 / 790
Last Transfer Date	Jun 26, 2024
Transfer Doc	0047110712
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 24, 2018
Property Address	2945 DIVER LOOP, THE VILLAGES, FL 32163-0316
Document Number	0034420790
Book / Page	003442 / 000790
Instrument Date	Jul 6, 2018
Instrument	60026505
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Tax	$2,982.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2945 DIVER LOOP THE VILLAGES FL 321630316, THE VILLAGES, FL 32163-0316

Tax Assessment & Valuation

The 2025 property tax bill for 2945 Diver Loop was $6,620, up 1.6% from the year before.

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,620.00 (+1.64%) Additional exemption filed	$347,790	$528,530 Land $43,970 Building $484,560
2024	$6,513.00 (+5.13%)
2023	$6,195.00 (+1.42%) Additional exemption filed	$328,150 (+3%)	$474,510 (+10.88%) Land $29,310 Building $445,200
2022	$6,108.00 Homeowner's exemption	$318,600	$427,930 Land $29,310 Building $398,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2945 Diver Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 226 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	226 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2945 Diver Loop is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20