2945 Ditty Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 2945 Ditty Rd, Kimball, MI 48074 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1999
Lot Size	1.23 acres (53,622 sqft)
Owner	Company Name on File
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-25-004-2016-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-004-2016-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	53,622 sqft (1.23 acres)
Lot Dimensions	131 ft deep x 327 ft wide
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	288 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2945 DITTY RD
City	KIMBALL
State	MI
Zip	48074-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 327' OF N 1156.5' OF E 165' OF NE 1/4 SECTION 4 T6N R16E 1.23 A
Legal Range	16E
Legal Township	06N
Legal Section	04
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	3
Census Block	3018
Census Tract	634600

Owner

Source: St. Clair County records · APN 74-25-004-2016-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2945 DITTY RD, KIMBALL, MI 48074-1200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 13, 2012
Transfer Doc	004302/797
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2945 DITTY RD, KIMBALL, MI 48074-1200
Transaction Type	Mortgage
Record Updated	Apr 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 DITTY RD, KIMBALL, MI 48074-1200

Mortgage

Document Number	0005499679
Date	Mar 18, 2022
Book Page	5499/679
Instrument	2022006499

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00 (-42.23%) Homeowner's exemption	$99,700 (+4.18%)
2024	$1,776.00 (+11.84%)		$199,400 (+4.18%)
2023		$95,700
2022	$1,588.00		$191,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.