Berks County property record for 2945 Cotswold Rd, Sinking Spring, PA 19608 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 3,426 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $283,000 (1996) |
| Tax Bill | $4,653.00 (2026) |
| Primary APN | 4386-05-29-3436 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,426 sqft Living Area |
| Gross Area | 4,826 sqft Gross Area |
| Basement Area | 1,400 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 80270445 |
|---|---|
| Street Address | 2945 COTSWOLD RD |
| City | READING |
| State | PA |
| Zip | 19608-9690 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | REEDY RUN |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | SPRING |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 10903 |
Source: Berks County records · APN 4386-05-29-3436
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2945 COTSWOLD RD, READING, PA 19608-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Line of Credit DIAMOND CREDIT UNION |
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Mar 02, 2020 | Deed of Trust, Mortgage · Stand Alone First Mortgage VISIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 1996 · Amount on Record |
| Deed Sale | Sep 10, 1996 · Amount on Record |
| Deed Book / Page | 2765 / 562 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 02, 2026 |
| Property Address | 2945 COTSWOLD RD, READING, PA 19608-9690 |
| Document Number | 0000017319 |
| Instrument Date | May 27, 2026 |
| Instrument | 202617319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2945 COTSWOLD RD, READING, PA 19608-9690 |
| Document Number | 0000017319, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 202617319 |
| Name | DIAMOND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2945 COTSWOLD RD, SINKING SPRING, PA 19608-9690 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2945 COTSWOID ROAD, SINKING SPRING, PA 19608-9690 |
| Document Number | 0000040955 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021040955 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2945 COTSWOLD RD, SINKING SPRING, PA 19608-9690 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007695 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2020007695 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2040 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,653.00 (+13.96%) Homeowner's exemption | $281,600 (-) Land $41,700 Building $239,900 | $41,700 (-85.19%) Land $41,700 |
| 2024 | $4,083.00 | $281,600 Land $41,700 Building $239,900 | |
| 1994 | $281,600 Land $41,700 Building $239,900 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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