2945 Charlotte St, Jackson, MI 49202 Property Records

Jackson County property record for 2945 Charlotte St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,070 sqft · built 1928
Lot Size	0.498 acres (21,693 sqft)
Owner	Individual Name on Record
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-36-278-019-01`

Property Details

APN / Parcel Number

Primary APN	`000-08-36-278-019-01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	21,693 sqft (0.498 acres)
Lot Depth	153 ft Depth
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2945 CHARLOTTE ST
City	JACKSON
State	MI
Zip	49202-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	LOTS 10, 11 & 12 BLOCK 4 MAPLE RIDGE SUBDIVISION
Legal Subdivision	MAPLE RIDGE SUBDIVISION
Legal Block	4
Legal Lot Number	10-12
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	3
Census Block	3033
Census Tract	5900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2945 CHARLOTTE ST, JACKSON, MI 49202-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 13, 2022	Fiduciary Deed, Transfer SELECT TITLE COMPANY
Sep 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 1996
Deed Sale	Aug 9, 1996
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2945 CHARLOTTE ST, JACKSON, MI 49202-4303
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002871908
Date	Feb 3, 2021
Book Page	2179/18
Instrument	2871908

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2945 CHARLOTTE ST, JACKSON, MI 49202-4303
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CUMBERLAND XING SE, SMYRNA, GA 30080-7778

Mortgage

Document Number	0002916925
Date	Jun 8, 2022
Book Page	2213/835
Instrument	2916925

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 13, 2022
Property Address	2945 CHARLOTTE ST, JACKSON, MI 49202-4303
Document Number	0002919339
Book / Page	2215 / 648
Map Reference	LB 9 PG 11
Instrument Date	May 27, 2022
Instrument	2919339
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$877.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13852 DEEPWOOD CT, STERLING HEIGHTS, MI 48312-4237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CUMBERLAND XING SE # 41, 41, SMYRNA, GA 30080-7778

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2945 CHARLOTTE ST, JACKSON, MI 49202-4303
Document Number	0002779009
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 CHARLOTTE ST

Mortgage

Document Number	0002779009
Date	Sep 25, 2017
Book Page	002107/000721
Instrument	2779009

Lender

Name	QUICKEN LOANS INC QUICKEN LOANS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	East Jackson Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,400 (-0.91%)	$108,800 (-0.91%)
2025	$1,303.00 (-38.8%)	$54,900 (+4.97%)	$109,800 (+4.97%)
2024	$2,129.00 (+54.28%)
2023		$52,300	$104,600
2022	$1,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Verizon.

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