2945 Bower Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2945 Bower Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,478 sqft · built 1972
Lot Size	0.236 acres (10,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2018)
Tax Bill	$5,989 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-22-30-9442-00-360`

Property Details

APN / Parcel Number

Primary APN	`10-22-30-9442-00-360`
Alternative APNs	`302210944200360` `482463` `488112` `492670`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	2,097 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,278 sqft (0.236 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2945 BOWER RD
City	WINTER PARK
State	FL
Zip	32792-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 17 3/49 LOT 36
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	WINTER PARK PINES UT 17
Legal Tract	9442
Legal Lot Number	36
Legal Unit	17
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3019
Census Tract	16200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2945 BOWER RD, WINTER PARK, FL 32792-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional with PMI MIDFLORIDA CU ISAOA
Nov 14, 2018	Warranty Deed, Transfer · Conventional with PMI MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	2018664595
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2945 BOWER RD, WINTER PARK, FL 32792-4503
Document Number	0000457287
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2945 BOWER RD WINTER PARK FL 327924503, WINTER PARK, FL 32792-4503

Mortgage

Document Number	0000457287
Date	Jul 25, 2019
Instrument	457287

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 14, 2018
Property Address	2945 BOWER RD, WINTER PARK, FL 32792-4503
Document Number	0000664595
Instrument Date	Nov 8, 2018
Instrument	664595
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2945 BOWER RD WINTER PARK FL 327924503, WINTER PARK, FL 32792-4503

Mortgage

Document Number	664596
Date	Nov 14, 2018
Instrument	664596

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,845 (+2.7%)	$544,640 (-1.94%) Land $270,000 Building $274,640
2025	$5,989.00 (+4.57%) Homeowner's exemption	$384,464 (+5.99%)	$555,410 (+6.08%) Land $270,000 Building $285,410
2024	$5,727.00 (+7.39%)
2023	$5,333.00 (+3.55%) Homeowner's exemption	$362,747 (+3%)	$523,585 (+25.97%) Land $270,000 Building $253,585
2022	$5,150.00 Homeowner's exemption	$352,182	$415,655 Land $200,000 Building $215,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet, Wire 3, Xfinity.

Nearby Properties on Bower Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures