2945 Bent Oak Rd, Pensacola, FL 32526 Property Records

Escambia County property record for 2945 Bent Oak Rd, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,484 sqft · built 1971
Lot Size	0.211 acres (9,209 sqft)
Owner	Trust Name on File
Tax Bill	$422 (2024)
Deeds & Mortgages	Mar 2018 Second Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-2S-31-3000-060-005`

Property Details

APN / Parcel Number

Primary APN	`10-2S-31-3000-060-005`
Alternative APNs	`093229323` `93229323`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,209 sqft (0.211 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	93229323
Street Address	2945 BENT OAK RD
City	PENSACOLA
State	FL
Zip	32526-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 6 BLK E OAKCLIFF ESTATES UNIT #2 PB 8 P 3 OR 3341 P 114 OR 8762 P 509 OR 8789 P 1488
Legal Range	31W
Legal Township	02S
Legal Section	10
Legal Subdivision	OAKCLIFF ESTATES UNIT #1
Legal Block	E
Legal Lot Number	6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1008
Census Tract	3307

Owner

2945 Bent Oak Rd is owner-occupied and held in a trust since May 2022.

Source: Escambia County records, as of December 31, 2025

Owner of Record	Trust Name on File
Mailing Address	2945 BENT OAK RD, PENSACOLA, FL 32526-2801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
May 23, 2022	Correction Deed ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2022
Transfer Doc	0087891488
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2945 BENT OAK RD, PENSACOLA, FL 32526-2801
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078621831
Date	Mar 1, 2018
Book Page	7862/1831
Instrument	2018016773

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2023

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 23, 2022
Property Address	2945 BENT OAK RD, PENSACOLA, FL 32526-2801
Document Number	0087891488
Book / Page	8789 / 1488
Map Reference	MB 8 PG 3
Instrument Date	May 17, 2022
Instrument	2022052718
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2945 BENT OAK RD, 2945, PENSACOLA, FL 32526-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2945 BENT OAK RD, PENSACOLA, FL 32526-2801

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,511	$154,785 Land $25,000 Building $129,785
2024	$422.00 (-1.4%)
2023	$428.00 (-31.52%) Homeowner's exemption Senior Citizen's exemption	$75,964 (+3%)	$147,292 (+18.67%) Land $25,000 Building $122,292
2022	$625.00 Homeowner's exemption	$73,752	$124,121 Land $15,000 Building $109,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2945 Bent Oak Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2014–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2945 Bent Oak Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bent Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures