Guadalupe County property record for 2944 Winding Trl, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,027 sqft · built 2015 |
| Lot Size | 0.159 acres (6,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,000 (Sep 2026) |
| Tax Bill | $5,378 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G26034A1601200000 |
| Primary APN | 1G26034A1601200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,027 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 1,822 sqft |
| 2nd Floor Area | 12,057 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,932 sqft (0.159 acres) |
| Lot Dimensions | 110 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 37 sqft |
| Patio Area | 1,212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2944 WINDING TRL |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78108-3486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIATA UNIT #4A BLOCK 16 LOT 12 0.1591 AC |
| Legal Subdivision | RIATA UNIT #4A |
| Legal Tract | 12 |
| Legal Block | 16 |
| Legal Lot Number | 12 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 210713 |
2944 Winding Trl is owned and occupied by two individuals who bought it in September 2026.
Source: Guadalupe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Aug 18, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| May 20, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| May 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 4, 2018 | Warranty Deed, Transfer · FHA Mortgage PILGRIM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 202625039 |
| Prior Transfer Date | May 31, 2018 |
| Prior Transfer Doc | 0099011876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 15, 2026 |
| Property Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000025039 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202625039 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000025040, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202625040 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 18, 2026 |
| Property Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000022387 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202622387 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000022387, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202622387 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Nov 10, 2026 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000012984 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2944 WINDING TRL SCHERTZ TX 781083486, SCHERTZ, TX 78108-3486 |
| Document Number | 0000012984 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 12984 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000012275 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2944 WINDING TRL SCHERTZ TX 781083486, SCHERTZ, TX 78108-3486 |
| Document Number | 0000012275 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 12275 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 4, 2018 |
| Property Address | 2944 WINDING TRL, SCHERTZ, TX 78108-3486 |
| Document Number | 0000011876 |
| Instrument Date | May 31, 2018 |
| Instrument | 11876 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | PRESIDIO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2944 WINDING TRL SCHERTZ TX 781083486, SCHERTZ, TX 78108-3486 |
| Document Number | 11877 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 11877 |
| Name | PILGRIM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2025 property tax bill for 2944 Winding Trl was $5,378, down 19.7% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,126 (+5.58%) Land $45,195 Building $376,931 | $422,126 (+5.58%) Land $45,195 Building $376,931 | |
| 2025 | $5,378.00 (-19.67%) Homeowner's exemption Senior Citizen's exemption | $399,810 Land $49,908 Building $349,902 | $399,810 Land $49,908 Building $349,902 |
| 2024 | $6,695.00 (-7.72%) | ||
| 2023 | $7,255.00 (-12.27%) Homeowner's exemption | $431,519 Land $57,771 Building $373,748 | $431,519 Land $57,771 Building $373,748 |
| 2022 | $8,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2944 Winding Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2944 Winding Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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