2944 River Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Harmony Township property record for 2944 River Rd, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,611 sqft · built 1940
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2022)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`10-00006-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`10-00006-0000-00034`
Alternative APN	`100000600034`

Interior

Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	2944 RIVER RD
City	PHILLIPSBURG
State	NJ
Zip	08865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	34
Jurisdiction	WARREN NJ
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1007
Census Tract	31800

Owner

2944 River Rd is owned by two individuals who bought it in October 2022.

Source: Warren County and Harmony Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2944 HUTCHINSON RIVER RD, PHILLIPSBURG, NJ 08865-9511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed, Transfer · Conventional Mortgage IRCO COMMUNITY FCU
Nov 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Jun 30, 1988
Deed Document Number	2022583388
Deed Book / Page	3301 / 44
Prior Transfer Date	May 4, 2022
Prior Transfer Doc	0003301/44
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 7, 2022
Property Address	2944 RIVER RD, PHILLIPSBURG, NJ 08865
Document Number	0003301/44
Book / Page	3301 / 44
Instrument Date	May 4, 2022
Instrument	2022-583388
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2944 HUTCHINSON RIVER RD, 2944, PHILLIPSBURG, NJ 08865-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 HUTCHINSON RIVER RD, PHILLIPSBURG, NJ 08865-9511

Mortgage

Document Number	2022583389
Date	Oct 7, 2022
Instrument	2022-583389

Lender

Name	IRCO COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 8, 2018
Property Address	2944 RIVER RD, PHILLIPSBURG, NJ 08865
Document Number	0000501340
Book / Page	002910 / 000162
Instrument Date	Sep 30, 2018
Instrument	501340
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 HUTCHINSON RIVER RD PHILLIPSBURG NJ 088659511, PHILLIPSBURG, NJ 08865-9511

Tax Assessment & Valuation

The 2025 property tax bill for 2944 River Rd was $4,706, down 1.7% from the year before.

Source: Warren County and Harmony Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Harmony Township
Unified School District	Harmony Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,600 (-) Land $30,200 Building $146,400	$176,600 (-) Land $30,200 Building $146,400
2025	$4,706.00 (-1.67%)	$176,600 Land $30,200 Building $146,400	$176,600 Land $30,200 Building $146,400
2024	$4,786.00
2023		$176,600 Land $30,200 Building $146,400	$176,600 Land $30,200 Building $146,400
2022	$4,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2944 River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	200 (1978–2023)
Claims Outside the SFHA	45 of 200
Most Recent Claim	Jul 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jul 2006 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2944 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures