2944 Kettering Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2944 Kettering Dr, Saint Charles, MO 63303 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1971
Lot Size	1.4 acres (60,984 sqft)
Owner	Owner Name on File
Last Sale	$191,500 (Aug 2006)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473855A000`

Property Details

APN / Parcel Number

Primary APN	`473855A000`
Alternative APN	`3-0004-3280-00-0015.2000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Basement Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	296 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	473855A000
Old Parcel Number	473855A000
Street Address	2944 KETTERING DR
City	SAINT CHARLES
State	MO
Zip	63303-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CHAS COM BLK 8 PT LOT 16
Legal Range	04E
Legal Township	46N
Legal Subdivision	STEEN & CUNNINGHAMS
Legal Block	8
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	311211

Owner

Source: St. Charles County records · APN 473855A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2944 KETTERING DR, SAINT CHARLES, MO 63303-5420
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2006 · Amount on Record
Deed Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	0045642039
Deed Book / Page	4564 / 2039
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2944 KETTERING DR, SAINT CHARLES, MO 63303-5420
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 KETTERING DR, SAINT CHARLES, MO 63303-5420

Mortgage

Document Number	0000042817
Date	Sep 26, 2025
Instrument	2025R-042817

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00	$44,737 (+2.94%)	$235,455 (+2.94%) Land $52,000 Building $183,455
2023		$43,460
2022			$228,739 Land $50,000 Building $178,739

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.