Gibson County property record for 2944 E Main St, Humboldt, TN 38343
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,708 sqft · built 1954 |
| Lot Size | 0.361 acres (15,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jun 2020) |
| Tax Bill | $892 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027170K A 00900 |
| Primary APN | 027170K A 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 506 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,750 sqft (0.361 acres) |
| Lot Dimensions | 175 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 376 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 565 sqft |
| Utility Building | 630 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2944 E MAIN ST |
|---|---|
| City | HUMBOLDT |
| State | TN |
| Zip | 38343-6414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRIS ACRES S/D 121/292 2 14 |
| Legal Subdivision | MORRIS ACRES |
| Legal Block | 2 |
| Legal Lot Number | 15 90 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 967002 |
2944 E Main St is owned and occupied by an individual who acquired it in February 2023.
Source: Gibson County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2944 E MAIN ST, HUMBOLDT, TN 38343-6414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 17, 2023 | Intrafamily Transfer, Transfer |
| Jun 23, 2020 | Warranty Deed, Transfer · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on File |
| Deed Sale | Jun 23, 2020 · Amount on File |
| Prior Sale | Jun 23, 2020 · Amount on File |
| Deed Document Number | 0000196257 |
| Deed Book / Page | 001048 / 001988 |
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0000223093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 2944 E MAIN ST, HUMBOLDT, TN 38343-6414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2944 E MAIN ST, HUMBOLDT, TN 38343-6414 |
| Document Number | 0000248563 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 1127/1987 |
| Instrument | 248563 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Feb 17, 2023 |
| Property Address | 2944 E MAIN ST, HUMBOLDT, TN 38343-6414 |
| Document Number | 0000223093 |
| Book / Page | 1088 / 1893 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 223093 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2944 E MAIN ST, HUMBOLDT, TN 38343-6414 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Jun 23, 2020 |
| Property Address | 2944 E MAIN ST, HUMBOLDT, TN 38343-6414 |
| Document Number | 0000196257 |
| Book / Page | 001048 / 001988 |
| Instrument Date | May 7, 2020 |
| Instrument | 196257 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2944 E MAIN ST HUMBOLDT TN 383436414, HUMBOLDT, TN 38343-6414 |
| Document Number | 196258 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 001048/001990 |
| Instrument | 196258 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
The 2025 property tax bill for 2944 E Main St was $892.
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Humboldt City |
| Unified School District | Humboldt City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892.00 | $32,900 Land $4,500 Building $28,400 | |
| 2024 | $131,600 Land $18,000 Building $113,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2944 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2944 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUMBOLDT UTILITIES-WATER DEPT serves 9,908 people · EPA ID TN0000314 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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