29431 Cheshire Ln, Wright City, MO 63390 Property Records

Warren County property record for 29431 Cheshire Ln, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,072 sqft · built 2002
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-15.0-0-00-011.005.000`

Property Details

APN / Parcel Number

Primary APN	`05-15.0-0-00-011.005.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Living Area
Basement Area	2,032 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Deck Area	140 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	29431 CHESHIRE LN
City	WRIGHT CITY
State	MO
Zip	63390-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 GREENBRIAR ESTATES SEC 15 TWP 47 N R 2 W
Legal Subdivision	GREENBRIAR ESTATES
Legal Lot Number	5
Jurisdiction	WARREN MO
Township / Civil Division	NORTH ELKHORN
Census Block Group	2
Census Block	2002
Census Tract	820105

Owner

Source: Warren County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29431 CHESHIRE LN, WRIGHT CITY, MO 63390-3052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · USDA Mortgage USDA
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013
Deed Sale	May 10, 2013
Deed Document Number	201303436
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	29431 CHESHIRE LN, WRIGHT CITY, MO 63390-3052
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202107542
Date	Aug 31, 2021
Instrument	202107542

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Sep 1, 2043

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	29431 CHESHIRE LN, WRIGHT CITY, MO 63390-3052
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302701
Date	May 23, 2023
Instrument	202302701

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00	$54,342 (+13%) Land $8,934 Building $45,408	$286,010 (+13%) Land $47,020 Building $238,990
2024	$3,250.00 (+15.41%)	$48,090 (-) Land $7,906 Building $40,184
2023	$2,816.00 (+8.18%)	$48,090 (+8%) Land $7,906 Building $40,184	$253,108 (+8%) Land $41,612 Building $211,496
2022	$2,603.00	$44,529 Land $7,321 Building $37,208
2021			$234,360 Land $38,530 Building $195,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 NORTH OAK DR serves 660 people · EPA ID MO6021633
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	ST CHARLES COUNTY PWSD 2 WARREN
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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