2943 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2943 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,750 sqft · built 1952
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2022)
Tax Bill	$3,501 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0053-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0053-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	972 sqft
2nd Floor Area	778 sqft
Upper Floors Area	778 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	154 ft deep x 51 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2943 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-2517
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	WEST TOWER AVE 51.44 X 154.85 IRR PT LOT E J L VATTIERS ESTSUB R2-T2-S7 NE
Legal Subdivision	VATTIERS EST
Legal Lot Number	E
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

2943 W Tower Ave, a residential property, is owned and occupied by an individual who bought it in October 2022.

Source: Hamilton County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2943 W TOWER AVE, CINCINNATI, OH 45238-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage CITIZENS BANK NA
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Mar 2, 1995
Deed Document Number	202299745
Deed Book / Page	14779 / 311
Prior Transfer Date	Aug 19, 1994
Prior Transfer Doc	0000148583
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2943 W TOWER AVE, CINCINNATI, OH 45238-2517
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 W TOWER AVE, CINCINNATI, OH 45238-2517

Mortgage

Document Number	0000010236
Date	Feb 11, 2026
Book Page	15601/215
Instrument	2026-0010236

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	319 Months
Due	Sep 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 24, 2022
Property Address	2943 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000099745
Book / Page	14779 / 311
Instrument Date	Aug 12, 2022
Instrument	2022-0099745
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ASH TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 WEST TOWER AVE, CINCINNATI, OH 45238-2517

Mortgage

Document Number	0000099746
Date	Oct 24, 2022
Instrument	2022-0099746

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2943 W Tower Ave was $3,501, up 1.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,501.00 (+1.8%)	$56,000 (-) Land $7,350 Building $48,650	$160,000 Land $21,000 Building $139,000
2024	$3,439.00 (-1.32%)	$56,000 (-) Land $7,350 Building $48,650
2023	$3,485.00 (+113.67%)	$56,000 (+143.82%) Land $7,350 Building $48,650	$160,000 Land $21,000 Building $139,000
2022	$1,631.00	$22,968 Land $5,968 Building $17,000
2020			$65,620 Land $17,050 Building $48,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2943 W Tower Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2943 W Tower Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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