2943 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2943 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$415,600 (Apr 2026)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-08-2220`

Property Details

APN / Parcel Number

Primary APN	`8402-01-08-2220`
Alternative APNs	`02183401082220` `5977421.0` `5977421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2025
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	16 sqft
Patio Area	1,480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5977421
Street Address	2943 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 8222 & 8223 BLK 280 FLORIDA SHORES NO 8 MB 23 PG 132 PER OR 5043 PG 4413 PER OR 5934 PG 0122 PER OR 8475 PG 0348 PER OR 8503 PG 2967 PER OR 8836 PG 1416
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	280
Legal Lot Number	8222
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1078
Census Tract	83006

Owner

2943 Needle Palm Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 23, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Mar 7, 2022	Agreement of Sale, Transfer
Nov 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Jan 4, 2024 · Amount on File
Deed Document Number	202660675
Deed Book / Page	8836 / 1416
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 7, 2026
Property Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Document Number	0000060675
Book / Page	8836 / 1416
Instrument Date	Apr 2, 2026
Instrument	2026.60675
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,829.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731

Mortgage

Document Number	0000060676,
Date	Apr 7, 2026
Instrument	2026..60676

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 7, 2026
Property Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Document Number	0088361416
Book / Page	8836 / 1416
Instrument Date	Apr 2, 2026
Instrument	202660675
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,829.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060676,
Date	Apr 7, 2026
Instrument	202660676

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 4, 2024
Property Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Document Number	0085032967
Book / Page	8503 / 2967
Map Reference	MB 23 PG 132
Instrument Date	Jan 3, 2024
Instrument	2024002801
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731

Mortgage

Document Number	0085032969
Date	Jan 4, 2024
Instrument	8503/2969

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 23, 2023
Property Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Document Number	0084750348
Book / Page	8475 / 348
Map Reference	MB 23 PG 132
Instrument Date	Oct 20, 2023
Instrument	2023214838
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9704 BEAVER DAM RD, TIMONIUM, MD 21093-2228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2022: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	VOLUSIA FL
Recording Date	Mar 7, 2022
Property Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Document Number	0082144735
Book / Page	8214 / 4735
Map Reference	MB 23 PG 132
Instrument Date	Feb 1, 2022
Instrument	2022053004
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 BOYLSTON ST # 16TH, BOSTON, MA 02199-1900
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2943 NEEDLE PALM DR, EDGEWATER, FL 32141-5731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074721932
Date	Nov 16, 2017
Book Page	7472/1932
Instrument	2017-222140

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2943 Needle Palm Dr was $1,423.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,657 (+2.7%)	$309,257 (+4.05%) Land $54,000 Building $255,257
2025	$1,423.00 Homeowner's exemption Widower's exemption	$124,301	$297,223 Land $54,000 Building $243,223
2023	$1,054.00 (+3.94%) Homeowner's exemption	$96,099 (+3%)	$273,251 (+13.18%) Land $42,000 Building $231,251
2022	$1,014.00 Homeowner's exemption	$93,300	$241,437 Land $29,600 Building $211,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2943 Needle Palm Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2943 Needle Palm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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