2943 Macdonald St, Oceanside, CA 92054 Property Records

San Diego County property record for 2943 Macdonald St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1973
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Apr 2020)
Tax Bill	$7,690 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149-380-10-00`

Property Details

APN / Parcel Number

Primary APN	`149-380-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,535 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,300 sqft (0.191 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2943 MACDONALD ST
City	OCEANSIDE
State	CA
Zip	92054-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 007193
Legal Subdivision	MACDONALD HEIGHTS
Legal Tract	007193
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18511

Owner

2943 Macdonald St is owned and occupied by an individual who bought it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 6, 2020	Grant Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 20, 2017	Quit Claim Deed, Transfer OTHER
Sep 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Deed Document Number	2020174961
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000429837
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533

Mortgage

Document Number	0000066546
Date	Jan 28, 2021
Instrument	2021-0066546

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2020
Property Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533
Document Number	0000174961
Instrument Date	Mar 16, 2020
Instrument	2020-0174961
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533

Mortgage

Document Number	0000174962
Date	Apr 6, 2020
Instrument	2020-0174962

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2017
Property Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533
Document Number	0000429837
Instrument Date	Sep 14, 2017
Instrument	429837
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 MACDONALD ST OCEANSIDE CA 920544533, OCEANSIDE, CA 92054-4533

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2017
Property Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533
Document Number	0000429344
Map Reference	MP7193
Instrument Date	Sep 13, 2017
Instrument	2017-0429344
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2943 MACDONALD ST, OCEANSIDE, CA 92054-4533

Mortgage

Document Number	0000429345
Date	Sep 19, 2017
Instrument	2017-0429345

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000429346
Date	Sep 19, 2017
Instrument	2017-0429346

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2943 Macdonald St was $7,690.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,193 (+2%) Land $401,584 Building $295,609
2025	$7,690.00	$683,523 Land $393,710 Building $289,813
2023	$7,311.00 (+1.53%)	$656,983 Land $378,423 Building $278,560
2022	$7,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2943 Macdonald St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2943 Macdonald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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